Risk Analyst

1 week ago


Gurgaon, Haryana, India Fusion Micro Finance Limited Full time
Company Overview

Fusion Microfinance is an Indian non-banking financial company (NBFC) - microfinance institution (MFI) established in 2010. We specialize in providing financial services with personalized solutions to women entrepreneurs who are unbanked and underprivileged, particularly from the economically and socially disadvantaged segments of society. Operating across 20 states through 1100+ branches, with assets under management exceeding INR 10,000 Crores, Fusion has positively impacted over 3.64 million households, creating employment opportunities for more than 5000 rural youths. Being the youngest company in the 'Top 10 MFI in India, we pride ourselves on being recognized as a Great Place To Work and maintaining a CRISIL A/Stable rating that underscores our strengths.

Job Description

As a part of our team, your role involves developing methodologies and systems for monitoring and managing Credit, Market, and Liquidity risks within our organization. You will be responsible for creating early warning signals to monitor the risk profile, enabling us to take proactive measures promptly.

Key Responsibilities

- Creating models for credit risk prediction
- Developing scorecards for credit products
- Proficiency in data structures and SQL
- Knowledge of data science tools like R, Python, SAS, and Tableau
- Strong statistical skills for analysis and testing
- Implementing machine learning (ML) and artificial intelligence (AI) tools for process automation

Requirements

- Degree in Mathematics, Statistics, Computer Science, or Engineering

Experience

- Minimum 3 years of experience in the financial sector

Skills

- In-depth understanding of financial sector concepts and various models
- Analytical approach to problem-solving
- Familiarity with credit underwriting and market risk management processes

Qualities

- Strong interpersonal and organizational abilities
- Critical thinking and problem-solving skills
- Emphasis on teamwork and collaboration
- Adaptive and decisive mindset


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