Any Graduate

SLI- Sales

Job Purpose:

Is responsible for Acquiring new customers and maintain the accounts of existing customers at the branch level so that Business objectives are achieved.

Job Responsibilities(JR) : - 8 Areas

Actionable (4-6)

Sales (Disbursement)

• Building Portfolio (to achieve Disbursement and POS budget) as per business mandate/ policies
• Bringing No. of Households under Financial Inclusion (Bank's mandate of achieving 10 million HHs)

Managing portfolio (Client Relationship)

• Regular Follow up and repayment monitoring to ensure portfolio growth and quality management as per laid down process
• To ensure business profitability.

Business conduct & Customer relations

• Regular maintenance and follow up of accounts; achieving the high level of customer satisfaction in the area of operations, through reduced transaction costs, faster processing.
• Achieving overall business target in Selfhelp group/ Joint Liability group assets and liability business through a team of Sales officers.

Operations

• Preparation of SHG/JLG CAM through the system and disburse loan by strictly adhering to all process/policy and compliance guidelines.
• Ensuring on time repayment (OTR), FTR in account/loan booking and strict audit compliance.

Credit analysis

• Selection of good client as per policy & Product related Credit Analysis

Other Areas

• Building No. of Recurring Deposit accounts.
• Conducting Financial Literacy cum Credit Counselling camps (to achieve regulatory directions)
• Client calls as per policy
• Supporting retail branch banking on Govt. liability business thru Lead generation.
• Team management; Ensuring staff Productivity

Educational Qualifications (examples listed below)

Key Skills(examples listed below)

• Graduation:
• Marketing excellence
• Positive attitude and willingness to Travel
• Banking Product & Process Knowledge
• Planning and Organizing Skills
• Knowledge of Competition & Current trends in financial Industry.
• Dealing with Internal verticals & external agencies.

Experience Required (examples listed below)

• 24 years of experience in banking / microfinance industry, having good knowledge in rural / livelihood industry.

Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties) (examples listed below)

• Customers
• Branch Banking Team
• Operations
• Credit

EDUCATIONAL QUALIFICATION Any Graduate

CTC Range - 5 lkh ~ 5 lkh

Job location:

• Mysore

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