Credit Operations Checker

1 week ago


Bengaluru, Karnataka, India HSBC Full time

  • Job description
-
Some careers open more doors than others.
If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities.

Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.


Job Introduction

Business Descriptor:

Divisional


Digital Business Service (DBS) is a pivotal part of the Group, providing essential operational and technical support to our global businesses and helping improve customer service and efficiency.

DBS combines global expertise and technology to help keep us ahead of the competition.

Global Operations


Within Digital Business Service, Global Operations is a leader in the development of services and processes that are designed around the customer and enable the firm to demonstrate to regulators that its processes and ways of working will deliver consistently high standards of compliance.

Every day, customers all over the world are paying bills, buying homes and setting up companies and every day, Global Operations teams are making sure all this happens smoothly.


INM Credit Services
Spread across 7 locations Pan India, INM Credit Operations provides back office support to Business Groups i.e. GBM and CMB customer groups, for effective delivery of credit services and products to their customers.

Credit Operations is primarily responsible for processing of Facility Advice Letter, security documentation, asset inspection, security valuation, ROC search, Loan processing, loading of limits on HUB, processing of guarantees (both local and foreign), preparation of Group and regulatory returns, generation of MI and B&D related client management.


Principal Responsibilities

Responsibilities include:

  • Ensure the highest levels of service both internal and external customers, and with a objective of protecting the interests of the bank at all times
  • Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to predisbursal comments.
  • Ensure Security Creation and perfection.
  • Track CARM approval comments / conditions and following up with the business on due dates.
  • Monitoring credit limits
  • Agreed upon SLAs to be met and monitored at regular intervals.
  • Improve turnaround times and reduce costs and error rates.
  • Ensure compliance with regulatory and internal guidelines.
  • Provide need based and time sensitive MIS.
  • To ensure proper Housekeeping.
Requirements

Minimum Graduation or as required for the role, whichever is higher

  • The job holder must have related knowledge of and experience in dealing in a complex legal environment and RBI regulations.
  • Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Credit Operations.
  • Knowledge of local laws and regulations.
  • Good Analytical skills to analyze information received.
  • Good verbal and written communication skills.
  • Good interpersonal skills.
  • Strong knowledge of Credit and Lending related processes
You'll achieve more when you join HSBC.

Useful Link

Link to Careers Site:
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You'll achieve more at HSBC.
HSBC is committed to building a culture where all employees are valued, respected and opinions count.

We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.


  • Issued by The Hongkong and Shanghai Banking Corporation Limited, India_
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