Credit Officer

2 weeks ago

Tiruchi, Tamil Nadu, India CSB Bank Full time
Credit Officer - Agri (Location : Tiruch...MFT887- Retail & Sme Credit, Biu & StrategyTiruchirappally

  • Required Experience
Years

  • Posted On
  • 10 Jan 2023
Basic Section
No. Of Openings

Grade

  • NA
  • Designation
  • Others
  • Closing Date
  • 24 Apr 202 Organisational
Organisation

  • CSB Bank
  • Organization Unit
  • Retail & SME (Business And Risk), Operations & IT


 Sub Org Unit
  • Retail & SME Credit, BIU & Strategy


 Sub Org Unit
  • SME Credit


 Sub Org Unit
  • Others


 Sub Org Unit
  • Others


 Sub Org Unit
  • Others


 Sub Org Unit
  • Others
  • Branch/Department Code
  • 102 Country
  • India
  • Geographic Zone
  • South
  • State
  • Tamilnadu
  • City
  • Tiruchirapalli
  • Worksite
  • Tiruchirappally
  • Worksite
Code

  • 11 Skills
Skill

AGRI FINANCE

CREDIT

CREDIT ANALYSIS

Minimum Qualification

ANY GRADUATION

CERTIFICATION
No data available

Working Language

No data available

  • Job Description

Job Purpose:
The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority, He will be responsible for loan Portfolio for his Branch and keep a close watch on the performance of such loans

Job Responsibilities:
(1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority (2) Review delinquent cases and document learnings / portfolio reviews for Risk Management (3) Recommend changes to Policy, Process based on local nuances / competitor feedback (4) Implement system integration plans (5) Monitor NPA and keep a track of it (6) Customer visits for PD (7) Identification of process and policy gaps & potential risk arising out of it (8) Suggesting internal control measures and ensures implementation to address such gaps

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