Credit Risk Underwriter

1 week ago


Mumbai, Maharashtra, India Pazago Full time
Pazago || Credit Risk Underwriter ll Global Trade Tech || Mumbai - Andheri East

Location:
Mumbai, Andheri East

About Pazago:

Pazago is a pioneering cross-border trade startup led by YCombinator alumni.

Our SaaS platform is at the forefront of revolutionizing global trade, making it simpler and more accessible for businesses to expand internationally.

At Pazago, we provide a managed platform for import-export trade, empowering businesses to scale globally at an unprecedented pace.


Our dynamic, non-hierarchical startup culture and convenient location in Andheri East, just a 2-minute walk from the Western Express Highway Metro, make Pazago an ideal workplace for ambitious professionals looking to make a significant impact.

Job Description:


We are seeking a highly skilled and experienced Credit Risk Underwriter to join our team, specializing in the logistics or non-banking financial company (NBFC) sector.

In this role, you will be responsible for assessing the creditworthiness of clients in the logistics industry, ensuring prudent risk management practices and adherence to regulatory Evaluate credit worthiness:

Conduct thorough credit assessments of clients or borrowers applying for loans or financial services, utilizing industry-specific underwriting criteria and risk assessment methodologies.


  • Industry analysis: Stay abreast of market trends, regulatory changes, and emerging risks in the logistics sector. Analyze industryspecific factors that may impact credit risk, such as supply chain dynamics, regulatory compliance, and economic conditions.
  • Develop underwriting guidelines: Collaborate with senior management and risk management teams to develop and refine underwriting guidelines tailored to the logistics sector. Ensure that underwriting policies align with industry best practices and regulatory requirements.
  • Portfolio management: Monitor the credit quality of the loan portfolio or client base, identifying early warning signals of credit deterioration and taking proactive measures to mitigate risk. Conduct periodic reviews of existing exposures to assess ongoing creditworthiness and compliance with underwriting standards.
  • Risk mitigation strategies: Recommend risk mitigation strategies and controls to address sectorspecific risks, such as supply chain disruptions, credit concentration, or regulatory compliance issues. Implement measures to mitigate potential losses and optimize riskadjusted returns.
  • Regulatory compliance: Ensure compliance with relevant laws, regulations, and internal policies governing lending activities in the logistics sector. Stay updated on regulatory developments and participate in regulatory examinations and audits as required.
  • Crossfunctional collaboration: Collaborate with internal stakeholders, including sales, operations, and legal teams, to facilitate efficient credit decisionmaking processes and ensure alignment with business objectives. Provide guidance and support to frontline staff on creditrelated Bachelor's degree in finance, accounting, business administration, or a related field.
  • 2+ years of experience in credit risk management, underwriting, or financial analysis, with a focus on the logistics industry.
  • Strong analytical skills and proficiency in financial modeling, credit analysis, and risk assessment techniques.
  • Indepth knowledge of logistics operations, supply chain management, or NBFC lending products and services.
  • Excellent communication and interpersonal skills, with the ability to effectively communicate complex credit concepts and recommendations to diverse stakeholders.
  • Detailoriented, with a commitment to accuracy and integrity in credit decisionmaking processes.
  • Ability to work independently and collaboratively in a fastpaced, dynamic environment, with a focus on achieving organizational goals and objectives.
)

  • Mumbai, Maharashtra, India JPMorgan Chase Bank, N.A. Full time

    As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...

  • Credit Underwriter

    1 week ago


    Mumbai, Maharashtra, India CREDIT FAIR Full time

    Roles & Responsibilities Ability to identify and make recommendations for approval policy exceptions. Analysing borrower data and trends while bringing a continuous improvement mindset to deliver a better experience and scale our operations. Evaluating the creditworthiness of potential customers. Ensuring all loans and lending procedures comply with...


  • Navi Mumbai, Maharashtra, India Women Entrepreneur Network Full time

    DVP - Credit Underwriter***SummaryExperience Required: YearsLocation:Navi Mumbai ( Belapur)Category:Banking and Financial servicesJob Description:Unique Job Role Credit Underwriter Function CreditGrade/ Band DVP Reporting Authority HODLocation Navi-Mumbai-HO Reviewing Authority HODJob PurposeAccountabilitiesKey Accountabilities Conduct risk assessments on...


  • Mumbai, Maharashtra, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi's risks. Wholesale Credit Risk...

  • Credit Risk Manager

    7 days ago


    Mumbai, Maharashtra, India White Force Group Full time

    Minimum 5 - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companies CTC - 15 Lpa ● Should be from Unsecured Lending background What you will work on: ● Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines ● Conducting telephonic PDs with customer to evaluate...

  • Credit Risk Manager

    7 days ago


    Mumbai, Maharashtra, India White Force Group Full time

    Minimum - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companiesCTC - 15 Lpa Should be from Unsecured Lending backgroundWhat you will work on:Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelinesConducting telephonic PDs with customer to evaluate credit...

  • Credit Risk Manager

    7 days ago


    Mumbai, Maharashtra, India White Force Group Full time

    Minimum - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companiesCTC - 15 Lpa Should be from Unsecured Lending backgroundWhat you will work on: Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines Conducting telephonic PDs with customer to evaluate credit proposal...

  • Credit Risk Analyst

    1 week ago


    Mumbai, Maharashtra, India Citi Full time

    The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives...

  • Head of Credit

    1 week ago


    Mumbai, Maharashtra, India upGrad Rekrut Full time

    Job Title: Credit Underwriting Manager Company: A leading financial institution Responsible for Credit Underwriting of Small LAP products Develop credit and risk management strategies for loans acquisition Set up process structure for credit risk and quality framework Manage portfolio, delinquency, PDD, vendors and compliance Lead a team of...

  • Avp Credit Risk

    7 days ago


    Mumbai, Maharashtra, India RECR Consultants Full time

    Responsibilities:Credit Risk Management Managing the overall risk metrics for the organization. Ensuring that the portfolio health is maintained within accepted risk parameters. Risk head will interact with various partner banks and NBFC to setup aligned policies to acquire customer and manage collections Check and keep track on industry trends, key factors...


  • Mumbai, Maharashtra, India Citi Full time

    Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM provides integrated "end-to-end" credit underwriting,...

  • Head of Credit

    7 days ago


    Mumbai, Maharashtra, India upGrad Rekrut Full time

    Responsibilities:Lead Credit Underwriting of Small LAP productsDevelop credit & risk management strategies for loans acquisitionEstablish process structure for credit risk & quality frameworkManage portfolio, delinquency, PDD, vendors within TATLead team of Credit Managers, State Credit Manager & Zonal Credit ManagerRecruit, develop, and train team...

  • Credit Risk Analyst

    7 days ago


    Navi Mumbai, Maharashtra, India Mizuho Full time

    Mizuho Global Services India Pvt.Ltd.Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan.MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT related...


  • Mumbai, Maharashtra, India 23443 Citibank N.A. India - INR CCY Full time

    CRM South Asia Credit Underwriter [C14] Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to...


  • Mumbai, Maharashtra, India Skill Ventory Full time

    Roles and Responsibilities Roles & Responsibilities :Plan Credit Underwriting vision & outlook.Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models.Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while...


  • Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time

    The Underwriter will hold a critical role within the ICM by applying in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflows for the area or function. The Underwriter will integrate subject matter and industry expertise within a defined area. The successful candidate must have an...

  • Chief Risk Officer

    3 weeks ago


    Mumbai, Maharashtra, India timesjobs Full time

    Chief Risk Officer- Mumbai (5-7 years of experience)Chief Risk Officer- Mumbai (5-7 years of experience) Financekar- chief risk officerMumbai INR LPA Experience : - 7 YRSOpenings:3Details:Company Profile:We are a young and vibrant P2P lending marketplace and at the very start of our entrepreneurial journey. We have a vision to reinvent the way banking is...

  • Chief Risk Officer

    2 months ago


    Mumbai, Maharashtra, India timesjobs Full time

    Chief Risk Officer- Mumbai (5-7 years of experience)Chief Risk Officer- Mumbai (5-7 years of experience) Financekar- chief risk officerMumbai INR LPA Experience : - 7 YRSOpenings:3Details:Company Profile:We are a young and vibrant P2P lending marketplace and at the very start of our entrepreneurial journey. We have a vision to reinvent the way banking is...

  • Underwriter

    7 days ago


    Mumbai, Maharashtra, India Transformatrix Global pvt ltd Full time

    Company Name -Techsurance Pvt.LtdPrincipal Responsibilities:Complete review of the Applicant profile including credit, income, assets, employment & medical health status to provide a summarized view of the riskChecking relevant databases and websites to prevent fraudulent profiles from getting into the systemComplete review of customer documents and...

  • Underwriter

    1 week ago


    Mumbai, Maharashtra, India RECR Consultant Full time

    Responsibilities:Loan. The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies& procedure to honor the agreed SLAs and manage city/area business volumes. To conduct personal discussion with customers to establish Credit worthiness. Interact with the client, gather requirements, financial statements and other...