Sl Initiative-credit Officer

2 weeks ago


Basni Jodhpur Rajasthan, India HDFC Bank Full time

Group Company:
HDFC Bank Limited

Designation:
SL Initiative-Credit Officer

Office Location:
BASNI INDUSTRIAL AREA-JODHPUR Jodhpur (Branch)

Position description:

Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary Responsibilities:

  • Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
  • Update BET details / findings in BET tool, this also includes;
  • Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
- customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.

  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

Educational qualifications preferred
-
Category: Bachelor's Degree, Master's Degree

-
Academic score: Pass

Required work experience
-
Industry: BFSI/Insurance

-
Role: Fresher/Sales

-
Years of experience: 0 to 1

Required Skills:

  • Honesty & integrity
  • Hard & smart working
  • Go getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & inter-personal skills

Other details
-
Contract Types: PERMANENT

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