Walk-in Drive for Mortgage Underwriter

1 week ago

Bengaluru, India HCLTech Full time

If you are looking for an exciting opportunity, join us at the Walk-in Drive HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting . Join us at our Walk-in Drive in Bengaluru Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) (Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka ) Date: 04th and 05th December ⏰ Time: 11:00 AM 2:00 PM Contact HR SPOC Vignesh Job Opportunity: Associate / Senior Executive Job Location: Chennai (Sholinganallur) Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Relocation: Candidate must be willing to relocate to Chennai Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies. Responsibilities: ✔ Analyzing customer financial positions, employment history, credit history, and ability to repay. ✔ Understanding and applying the 4 Cs of Credit effectively. ✔ Ensuring compliance with regulatory and company guidelines . ✔ Assessing credit risk and determining loan approval/decline decisions. ✔ Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles. ✔ Communicating with external stakeholders, including Brokers/Lenders . ✔ Demonstrating strong customer-centric communication skills . Core Responsibilities: ✔ Loan Application Assessment ✔ Creditworthiness Evaluation ✔ Income Verification ✔ Risk Analysis ✔ Property Valuation Review ✔ Reviewing Loan-to-Value Ratio (LVR) ✔ Approval or Declination of Loans ✔ Fraud Detection Skills & Qualifications: ✔ Knowledge of Responsible Lending Obligations ✔ Understanding of APRA and ASIC regulations ✔ Strong analytical and financial assessment skills ✔ Excellent attention to detail and time management ✔ Effective communication & stakeholder management skills ✔ Experience with lending policies & procedures ✔ Experience with KYC process Qualification & Experience: Education: Bachelor's or Master's degree in any field. Experience: 2+ years in core-underwriting, Loan Processing, Mortgage Underwriting in Australian, USA, or UK mortgage domains . Must-have: Strong understanding of Australian, US, or UK lending regulations . ✅ Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.

  • Walk-in Drive for Mortgage Underwriter

    2 weeks ago

    Bengaluru, India HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting . Join us at our Walk-in Drive in Bengaluru! Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) (Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle...

  • Walk-in Drive for Mortgage Underwriter

    2 weeks ago

    Bengaluru, India HCLTech Full time

    📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting. Join us at our Walk-in Drive in Bengaluru! 📅 Walk-in Drive Details:📍 Location: HCL TECH, Bengaluru (Karle) (Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1,...

  • Walk-in drive for mortgage underwriter

    2 weeks ago

    Bengaluru, India HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in Drive!HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting. Join us at our Walk-in Drive in Bengaluru!Walk-in Drive Details:Location: HCL TECH, Bengaluru (Karle) (Address: SEZ hub, Dada Mastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle...

  • Walk-In Drive For Mortgage Underwriter

    2 weeks ago

    Bengaluru, India HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in Drive!HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting . Join us at our Walk-in Drive in Bengaluru!Walk-in Drive Details:Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1,...

  • Walk-in Drive for Mortgage Underwriter

    2 weeks ago

    Bengaluru, Karnataka, India, Karnataka HCLTech Full time

    If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles in Australian Mortgage Underwriting. Join us at our Walk-in Drive in Bengaluru! Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) (Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle...

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