Data Scientist

6 days ago

Salem, India CARS24 Full time

As a Data Scientist – Risk at CARS24, you’ll drive credit risk and fraud modeling. We need 10+ years’ Data Science experience, strong Python skills, and expertise in Financial Services, Fintech, NBFC, Insurance, or Loans.


What will you drive?


  • Design and implement advanced risk and credit models for loans, insurance, and financial products.
  • Develop and deploy fraud detection, credit scoring, and portfolio monitoring frameworks.
  • Analyze large-scale structured and unstructured datasets to identify early risk signals.
  • Collaborate with business, product, and lending teams to design data-driven risk strategies.
  • Automate dashboards and reporting to deliver actionable insights to leadership.
  • Ensure compliance with regulatory requirements and industry best practices in risk modeling.
  • Mentor junior team members and drive best practices in data science for risk.


Who are we looking for?


  • 10+ years of experience in Data Science with strong focus on Risk/Credit Risk analytics.
  • Proven experience in Financial Services, Fintech, Insurance, Loans, or NBFCs.
  • Expert hands-on skills in Python (must-have), with proficiency in SQL, R, or other tools.
  • Deep understanding of machine learning, predictive modeling, and statistical methods.
  • Strong knowledge of credit risk, fraud analytics, underwriting, and portfolio management.
  • Excellent analytical, problem-solving, and stakeholder management skills.
  • Track record of building scalable, high-impact risk models in a fast-paced environment.

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