Valiance Solutions

- The finance industry has ignored billions of deserving individuals.

- We are a mission a driven team of finance, analytics, and technology professionals focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs.

- What We Are Looking For - Passion for analytics: Should have a solid understanding of cutting-edge, credit/fraud strategy leveraging risk models, preferably in a Big data environment.

- Should have hands-on experience and a track record of delivering projects in an individual capacity.

- Thought Leadership: Should have the ability to innovate and evolve a digital lending product through identification of new customer segments, innovative product constructs, and leveraging traditional and alternate data sources.

- Process-oriented: This should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles.

- There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements.

- Stakeholder Management: Should have a track record of working with partners across functions internally as well externally to build effective relationships and drive business deliverables.

- Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly.

- We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity.

- Optimize customer journey and ongoing communication to drive usage, credit education and repayment across multiple digital channels (SMS, USSD, OBD)

- Build credit strategy to define customer eligibility and limit/exposure decisions through customer loan life cycle

- Build and Track various Portfolio MIS against the plan.

- Execute campaigns to drive uptake, usage, and repayment, track performance KPIs

- Build and maintain collection MIS and support performance tracking with collection agencies

- Collaborate with product and customer success teams to develop and implement a Test Learn approach for various messages, offers, etc