Senior Software Architect

Job Title: Software Architect – FinTechExperience: 10+ Years Location: Hyderabad Employment Type: Full-TimeAbout the RoleWe are seeking a highly experienced and hands-on Software Architect / Senior Engineering Manager to join our Consumer Lending Technology team. This role is crucial in designing and delivering next-generation financial technology products that serve millions of customers and power marquee partnerships such as Apple and Pagaya.As an Architect, you will work closely with product managers, designers, and engineering teams to conceptualize, design, and implement scalable, secure, and customer-centric financial solutions. You will play a strategic role in shaping technology direction, mentoring teams, and ensuring engineering excellence in a U.S. regulated financial environment.Key ResponsibilitiesArchitecture & DesignDefine and implement scalable, cloud-native architectures supporting consumer lending products, including Unsecured Loans, Credit Cards, HELOC, Auto Loans, and CPAY.Design and develop microservices, APIs, and event-driven systems leveraging modern backend frameworks (Node.Js, Python, Go, Java).Ensure architecture aligns with enterprise standards, security requirements, and regulatory compliance.Lead proof-of-concepts (POCs) and MVPs for new product innovations.Partner with UX and product teams to ensure technical designs enable a seamless and intuitive user experience across mobile and web platforms.Technical LeadershipLead the end-to-end development lifecycle — from conceptualization and design to implementation and deployment.Provide technical mentorship and guidance to development teams, fostering an engineering culture focused on quality, performance, and innovation.Participate in code reviews, architecture boards, and technical deep dives.Champion best practices in software design, security, observability, and automation.Innovation & Emerging TechnologiesDrive adoption of AI/ML, blockchain, and event-driven architectures for intelligent and adaptive financial products.Evaluate emerging technologies and frameworks for integration into the FinTech ecosystem.Contribute to design thinking workshops and shape product strategy through technology insights.Quality, Performance & SecurityEnsure solutions are secure, compliant, and highly available in production environments.Collaborate with DevOps and QA teams to maintain high standards of code quality, test coverage, and automated CI/CD.Conduct performance tuning and capacity planning to meet scalability demands.Collaboration & DeliveryPartner with Product Managers, Designers, and Business Stakeholders to translate complex business requirements into actionable technical roadmaps.Collaborate across cross-functional teams to ensure successful delivery of large-scale digital initiatives.Work within an Agile environment, contributing to sprint planning, retrospectives, and release management.Required Skills & Experience10+ years of progressive experience in software development and architecture roles.Proven expertise in FinTech, Lending, Payments, or BNPL (Buy Now, Pay Later) solutions.Strong hands-on experience in:Backend: Node.Js, Python, Go, Java (Spring Boot / Microservices)Frontend: React, React NativeCloud: AWS (preferred), GCP – including cloud-native architecture, scalability, and resilience design.Deep understanding of API design, microservices patterns, data modeling, and event-driven systems.Experience with containerization and orchestration (Docker, Kubernetes).Knowledge of DevOps and CI/CD pipelines (Jenkins, GitHub Actions, GitLab CI, etc.).Proficiency in unit, integration, and automated testing frameworks.Strong foundation in security, compliance, and regulatory frameworks applicable to U.S. financial systems (e.G., PCI, SOC2, GDPR, OCC, CFPB).Preferred QualificationsPrior experience working in FinTech startups or U.S. regulated financial institutions.Exposure to AI/ML, blockchain, or embedded finance technologies.Experience in API-first, cloud-native, and micro-frontend architectures.Deep knowledge of UX principles, customer-centric product design, and digital lending workflows.Proven track record of launching and scaling customer-facing digital products.Bachelor’s or Master’s degree in Computer Science, Information Technology, or a related field.Soft SkillsStrong leadership, analytical, and decision-making skills.Excellent communication and collaboration across engineering, product, and business teams.Ability to balance innovation with practical implementation.Passionate about technology trends in financial services, lending, and payments.Demonstrated ability to work effectively in fast-paced, agile, and cross-functional environments.