Credit Risk Analyst
2 weeks ago
About companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3,000 employees in locations spread across five countries. For more information, please visit the company website www.Thoughtfocus.Com.ESSENTIAL DUTIES AND RESPONSIBILITIES:ProcessingOrder Setup: Open new loan files in the Loan Origination System (LOS) and ensure accurate data entry.Document Collection: Gather borrower’s initial application, credit report, income, assets, and property documentation.Appraisal Management: Order and track appraisals to validate property value and condition.VOE & VOD Requests: Obtain Verification of Employment and Verification of Deposit.Document Follow-Up: Communicate with borrowers, loan officers, and third parties to obtain outstanding or missing documentation.File Assembly: Organize all required documents systematically for underwriting submission.Pre-Underwriting Review: Conduct a thorough review for accuracy, completeness, and potential red flags.File Submission: Deliver processed and validated loan files to underwriting.UnderwritingLoan File Review: Analyse borrower credit, income, assets, liabilities, and property documents against program/investor guidelines.Creditworthiness Verification: Ensure borrower meets eligibility and program requirements.Financial Calculations: Accurately calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios.Property Risk Assessment: Review appraisals for accuracy, value, condition, and marketability.Fraud/Risk Detection: Identify red flags, inconsistencies, and potential fraud indicators.Decision Making: Issue conditional approvals, suspensions, or denials based on file review.Condition Management: Work with processors and loan officers to communicate conditions and review additional documents.Final Approval: Issue final “clear-to-close” once all conditions are satisfied.Minimum 2–5 years’ experience in US mortgage processing and underwriting.Strong understanding of agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA).Proficiency in Loan Origination Systems (LOS) such as Encompass, Calyx, or similar.Strong knowledge of mortgage regulations, compliance, and investor requirements.Ability to analyse complex financial documents (tax returns, pay stubs, bank statements).Exceptional attention to detail, analytical ability, and problem-solving skills.Strong communication skills to coordinate with Loan Officers, Processors, and third parties.Certification (e.G., DE, SAR, or other underwriting designations) preferred but not mandatory.
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Investment Analyst
1 week ago
Mysuru, India Zetheta Algorithms Private Limited Full timeAbout the Company ZeTheta Algorithms Private Limited is a FinTech start-up which has been recently set up and is developing innovative AI tools. About the Role We are seeking a talented and motivated student intern for Investment Analyst Role. This is an extraordinary opportunity for a self-driven, financially skilled student with an eye for investment...
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Forward Deployed Analyst
3 weeks ago
Mysuru, India Arcana Full timeForward-Deployed Analyst – Portfolio Intelligence Arcana builds institutional-grade analytics for leading hedge funds and asset managers. We’re hiring exceptional analysts to partner with portfolio managers, risk managers, analysts, and CIOs, and collaborate with our product, engineering, and data science teams. What You’ll Do - Work directly with...
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Sales Operations Analyst
4 weeks ago
Mysuru, India TheConfidential Full timePosition Overview The Sales Operations Analyst acts as a bridge between sales teams, business leaders, and support functions. Leveraging data analysis, systems expertise, and business acumen, the analyst drives operational excellence and enables revenue growth. This role balances analytical responsibilities with broader generalist tasks, making it ideal for...
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Sales Operations Analyst
4 weeks ago
Mysuru, India TheConfidential Full timePosition Overview The Sales Operations Analyst acts as a bridge between sales teams, business leaders, and support functions. Leveraging data analysis, systems expertise, and business acumen, the analyst drives operational excellence and enables revenue growth. This role balances analytical responsibilities with broader generalist tasks, making it ideal for...
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Private Equity Analyst
2 weeks ago
Mysuru, India Career Guideline Full timeHiring For Private Equity - SME /TL / TM/SDMLocation: PuneTimings: Us shift, Night shift, WFOQualification: B.Com, M.Com/MBA Finance, CA-Inter and CMA-InterExp: 3 to 12yearsNotice Period: Immediate joiner to 1MonthPosition: SME/ TL/ TMPackage - SME :10 lpaTL - 15 lpaTM - 20lpaSDM-26LpaSkills:1. Private Equity (Preferred)Geneva/Investran , Fund Accounting...
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Private Equity Analyst
2 weeks ago
Mysuru, India Career Guideline Full timeHiring For Private Equity - SME /TL / TM/SDMLocation: PuneTimings: Us shift, Night shift, WFOQualification: B.Com, M.Com/MBA Finance, CA-Inter and CMA-InterExp: 3 to 12yearsNotice Period: Immediate joiner to 1MonthPosition: SME/ TL/ TMPackage - SME :10 lpaTL - 15 lpaTM - 20lpaSDM-26LpaSkills:1. Private Equity (Preferred)Geneva/Investran , Fund Accounting...
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Underwriter
3 weeks ago
Mysuru, India ThoughtFocus Full timeAbout companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Underwriter
3 weeks ago
Mysuru, India ThoughtFocus Full timeAbout companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Underwriter
12 hours ago
Mysuru, India ThoughtFocus Full timeAbout company Thought Focus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. Thought Focus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user...
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Head of CIB Operations
4 days ago
Mysuru, India Client of Mancer Full timeHead – Corporate & Investment Banking (CIB)The Head of Corporate & Investment Banking will provide strategic leadership and P&L ownership for the CIB franchise, driving growth across corporate lending, investment banking, transaction banking, and capital markets. The role partners closely with global stakeholders to deliver integrated client solutions...
