Credit Analyst

1 week ago

Bhubaneshwar, India Group Surya Full time

Job Title : Credit Analyst – Management Trainee

Department : Funding

Location : Bhubaneswar

Agreement : 2 Years

About the Role

We are seeking a Credit Analyst – Management Trainee to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making.

Key Responsibilities

  • Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models.
  • Prepare detailed credit appraisal reports to support funding decisions.
  • Assist in structuring and evaluating funding proposals.
  • Perform due diligence on funding opportunities and validate financial data.
  • Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals.
  • Maintain MIS reports and documentation for all funding transactions.
  • Prepare presentations and reports for management review.
  • Keep updated with funding regulations, credit policies, and financial trends.

Qualifications

  • MBA in Finance (mandatory).
  • CA Inter or CMA Inter candidates preferred.
  • Strong understanding of credit risk assessment, funding structures, and financial modeling .
  • Proficiency in MS Excel and analytical tools.
  • Good communication, reporting, and problem-solving skills.

Contractual Terms

  • The candidate must sign a 2-year service agreement .
  • If the candidate resigns before completion of the agreement, they will be liable to pay 4 months’ gross salary to the company as compensation.

What We Offer

  • Direct exposure to credit analysis and funding activities.
  • Opportunity to work closely with the funding leadership team.
  • Structured career path with learning and growth opportunities in the finance domain.

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