DVP/VP - Risk Business Banking - Bank (4-10 yrs)

1 month ago


Mumbai, India iimjobs Full time

Job opening for DVP/ VP Risk Business Banking with leading bank at Mumbai.

Job Location : Mumbai

1. Create and put into effect risk management guidelines and practices for the line of unsecured business loans.

2. Motivate policy and procedure modifications based on market and portfolio trends.

3. Keep an eye on and control portfolio risk, which includes operational, market, and credit risks.

4. Track and keep an eye on the vertical's loss rates and portfolio health in order to provide appropriate loss rates for the company.

5. Develop and apply scoring models in collaboration with the analytics and data science teams to improve process effectiveness and risk classification.

6. Closely collaborate with stakeholders to develop a strong framework for risk governance, portfolio tracking, and CGTMSE monitoring.

7. Work together with the tech team to use business rule engines (BREs) to automate procedures, enhance workflows, and apply risk controls.

Requirement:

1. More than ten years of expertise in unsecured business loans.

2. Capacity to comprehend risk segmentation, decision trees, and scorecard modeling.

3. A focus on the automation and digitization of risk management procedures and policies.

4. Needs to have previous experience managing a portfolio.

5. Capacity to collaborate with many stakeholders, such as credit, business, and product teams, in order to achieve the intended outcomes.

6. You must have practical experience with SQL, SalesForce, and SaS.

7. It is desirable if you have practical expertise managing a supply chain financing portfolio.



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