Financial Spreading/ Covenant Monitoring

1 month ago


Gurugram, India Acuity Knowledge Partners Full time

Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality check


Role & responsibilities


  • Analyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates
  • Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
  • Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
  • Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures.
  • Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics.
  • Screening the credit agreements and analyzing the financial covenants applicable to the borrower
  • Monitor Covenant compliance and reporting.
  • Conduct detailed quality checks of client deliverables.
  • Managing capacity, efficiency and accuracy of the process
  • The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.
  • Responsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure.


Key Competencies-

  • MBA (Finance) / CA (CPA equivalent) / CFA
  • Experience of 2-7 years in spreading
  • Proven track record of process handling and client management • Proficient in Advanced MS Excel
  • Prior experience of working on Moody’s Risk Analyst (MRA) is preferred
  • Excellent written and spoken communication skills


Interested Candidates please share CV's at jayshree.chutani@acuitykp.com

Title: Sr. Associate

Location: Gurgaon (Work from office)

Notice Period: Immediate - 0-60 days



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