Compliance Officer

Here is a strong, professional, and detailed Job Description for a Compliance Officer at Mangal Mudra, tailored to your company's loan-financing and documentation-heavy operations.

Job Title: Compliance Officer – Mangal Mudra

About the Company

Mangal Mudra is a corporate and property–backed financing firm specializing in secured loan transactions, documentation management, legal coordination, and due-diligence processes for corporates and industrial clients.

Role Overview

The Compliance Officer will be responsible for ensuring that all loan transactions, internal processes, legal documentation, and statutory obligations are compliant with regulatory, operational, and internal standards. This role requires a detail-oriented individual who can manage risk, coordinate with legal teams, and maintain strong documentation discipline across the organisation.

Key Responsibilities

1. Regulatory & Statutory Compliance

2. Ensure adherence to Companies Act compliance and MCA filings in coordination with CS/legal.

3. Monitor regulatory updates applicable to financing and corporate lending.
4. Maintain all statutory records, registers, and documentation required for audits.

5. Assist in compliance related to charge creation, modification, and satisfaction on MCA.

6. Loan & Documentation Compliance

7. Scrutinize all secured loan documents, mortgage papers, hypothecation deeds, and corporate agreements.

8. Verify borrower documentation, property papers, title documents, and KYC compliance.
9. Ensure all loan files meet internal compliance standards before disbursement.

10. Maintain checklists for documentation, verification, and approval workflows.

11. DSA (Direct Selling Agent) Compliance Oversight

12. Ensure all DSAs are onboarded with proper agreements, KYC, and documentation.

13. Monitor DSA activities with compliance checklists and SOPs.
14. Review DSA submissions and loan proposals for accuracy and correctness.

15. Conduct periodic DSA audits for internal compliance.

16. Internal Audits & Risk Monitoring

17. Conduct regular internal compliance checks across departments.

18. Prepare audit reports, risk notes, and gap-analysis reports.
19. Ensure timely closure of all compliance observations and follow-ups.

20. Monitor data security, confidentiality, and documentation integrity.

21. Legal Coordination

22. Work closely with internal and external legal teams on agreements, title scrutiny, and compliance actions.

23. Ensure proper execution, stamping, and registration of loan documents.

24. Track and maintain all registrations, renewals, agreements, and legal records.

25. Policy, Process & SOP Management

26. Draft, update, and maintain internal compliance policies, SOPs, and checklists.

27. Conduct training for staff on compliance systems and document processes.
28. Ensure end-to-end adherence to the company's compliance framework.

Documentation & Reporting

• Maintain error-free digital and physical loan documentation archives.
• Prepare periodic compliance MIS reports for management.
• Track all pending compliance tasks and ensure timely completion.

Candidate Requirements

Education

• Bachelor's degree in Law, Commerce, Business Administration, or related field.
• Preferred: CS executive, LLB, or compliance certifications.

Experience

• 2–5 years of experience in compliance, legal coordination, documentation, NBFC/finance operations, or corporate governance.
• Experience in secured lending / real-estate documentation is an added advantage.

Skills

• Strong knowledge of compliance frameworks and legal documentation.
• Excellent understanding of due diligence, KYC norms, and regulatory requirements.
• High attention to detail and strong documentation discipline.
• Good communication and coordination skills.
• Ability to manage audits, deadlines, and multitask effectively.

Why Join Mangal Mudra?

• Exposure to high-value corporate and property-backed transactions.
• Strong learning curve in legal, compliance, and financial documentation.
• Work directly with legal advisors and senior management.
• Fast-paced environment with structured growth opportunities.

Job Type: Full-time

Pay: ₹8, ₹50,000.00 per month

Work Location: In person