Credit Risk Generalist

14 hours ago

Kolkata, West Bengal, India HSBC Full time ₹ 10,00,000 - ₹ 15,00,000 per year

Some careers have more impact than others.

If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Credit Risk Generalist 

Business: Corporate and Instant Banking

Principal responsibilities

Monitor department's performance, identifying areas of improvement and implementing necessary changes in accordance with strategic goals.Collect, organize, and analyse data as needed. Prepare reports and presentations based on data and requirements.Ensure the smooth operation and maintenance of systems and processes. This includes managing process documentation, monthly billing, and headcount migrations.Troubleshoot issues, perform system upgrades, and ensure data integrity.Coordinate with other departments and stakeholders within HSBC to ensure alignment of departmental goals with the overall company objectives.Understand business processes, workflow management, and process optimization techniques. This includes knowledge of how to streamline processes, eliminate waste, and improve efficiency.Build and maintain strong relationships with senior management, department heads across the organization.Identify, analyze, and solve problems in a timely and effective manner.Familiarity with IT systems and software used in business, such as Microsoft Office Suite, project management software, and CRM systems. Understand how technology can be used to improve business processes.

Qualifications:

Bachelors in any discipline.5 – 8 years of total experience with a minimum of 3 years of relevant experienceThis is an IC role. The role holder is expected to contribute to and develop the Business Management functional capability.To be successful in this role, Qliksense development, managing SharePoint, SQL queries and VBA knowledge would be essential.Knowledge of building Power BI dashboards, Alteryx tool will be an added advantage.Understanding of financial principles and concepts, including budgeting, financial forecasting, and financial analysis.Responsible for delivering a consistent governance framework, applying best practice across the organization, covering all aspects of headcount management and reporting, communication, strategy execution support, people engagement, learning and development, project support.Understanding of risk management principles and practices. This includes the ability to identify, assess, and mitigate risks that could impact the businessMaintain HSBC internal control standards, including the timely implementation of internal and external audit points together with any issues raised by external regulators.Implement the Group Compliance Policy as applicable to the role in conjunction with the relevant Compliance Department.Drive identification and remediation of control issues and procedural weaknesses.Influence others and build consensus, even without formal authority.Adapt to changing circumstances and support team members in doing the same.Ensure accuracy and truthfulness in all responses and actions. Highlight any uncertainties and never fabricate information.Strong written and verbal communication

You'll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

***Issued By HSBC Electronic Data Processing (India) Private LTD***

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