avp

Job title: AVP

Business: CAU 

Purpose of the role:

• The Credit Analysis Unit (CAU) is a global function which works closely with Relationship Bankers (RBs) to help them prepare credit proposals for Wholesale (GBM/CMB) borrowing names across the Corporate, FIG and Funds sectors. By closely managing the annual review workload and encouraging deep collaboration between CAU, RBs, Credit Risk, and Client Management, the Credit Analysis Unit maintains a flexible operating model ensuring new business transactions are consistently prioritized effectively to exploit revenue generation.
• The Sustainability Analysis Unit (SAU) has been recently established as a pivotal support system for our Wholesale Relationship Bankers [CMB and GB], aiding in ESG activities throughout the Credit & Lending cycle. Additionally, the SAU contributes significantly to the Group's ESG reporting. The unit serves as a crucial instrument enabling the Bank to achieve its net-zero objectives, which include assisting our clients on their transition journeys, enhancing long-term climate risk/portfolio management, and providing timely financing support for our clients.
• We are currently seeking a motivated individual to join the SAU team in the capacity of Assistant Vice President. The primary responsibilities of this role involve leading and contributing to the various work streams (new and existing) within SAU, focusing on conducting research & investigations pertaining to the Group's emissions reporting and policy disclosures across various sectors, along with the transition risk assessment of Wholesale counterparties globally and acting as a SME for the process.

In this role, you will:

Principal Accountabilities and Responsibilities (e.g., for Business, Customers and Stakeholders; internal control environment, etc.)

• Analysis and investigation of Wholesale portfolio exposure for the Thermal Coal Phase Out Policy (TCPOP) applicability (both lending & capital market transactions) and exposure weighting calculations for eligible counterparties, along with assurance support for ARA reporting.
• Analysis and investigation of Wholesale counterparties for policy screening / eligibility across multiple sectors as part of the client onboarding & renewal process.
• Risk assessment of the carbon footprint of the Wholesale lending portfolio, identifying physical and transitional risks.
• Analyse counterparty information for climate-related risk assessments, including emissions reduction plans, physical risks, maturity of transition plans, and transition plan evaluations.
• Perform thorough research and analysis on Wholesale counterparties' data and trends, focusing on greenhouse gas emissions accounting, Net Zero strategies, and Climate Change Risk Management.
• Analysis and validation of industry/sub-sector of the Wholesale portfolio as part of the Climate Aligned Finance sectoral value chain along with assurance support for ARA reporting.
• Mentor analysts / associates / senior associates in the team acting as a subject matter expert.
• Point of contact for stakeholders for accountable region / project / work stream, responsible for workflow along with governance
• Piloting new projects and implementing to BAU, with complete ownership.
• Collaborate with Regional Sustainability Champions and WCL to drive various activities as part of the Group's transition to Net Zero

Leadership & Teamwork 

• Manage work for quality and ensure compliance with audit/regulatory requirements.
• Excellent in prioritization, planning and organizing.
• Decision making based on experience, judgement, and process knowledge.
• Ability to engage and influence a wide range of stakeholders.
• Identify & drive initiatives to improve efficiency of work processes through technical tools and digitization.
• Articulate analytical & risk-oriented views and an eye for detail to ensure quality of output acceptable to stakeholders, assurance, and internal audit.
• Share domain expertise with the team members to nurture their skills and demonstrate domain expertise along with the flexibility to cover different markets in line with the departmental needs in the future.

To be successful you will:

• Master's degree in a relevant field or equivalent
• At least 6 years of relevant work experience in Research, Corporate Banking backed by demonstrated analytical expertise and team mentoring / management skills.
• Strong accounting knowledge, especially for complex corporate groups & structures
• Good understanding of ESG and Climate Risk - Understanding ESG policies and their implementation using annual reports, CSR/Sustainability reports and other company filings
• Preference for candidates with relevant experience working in ESG data reporting, climate change research & analysis and risk assessment.
• Degree/Certification in ESG/Climate Change/Sustainability would be an added advantage.
• Proficiency in MS Office applications, especially in MS Excel and Power Point

Others

• Candidate's current/past profiles should have involved extensive interactions with diverse stakeholders.
• Staying abreast of latest guidelines and procedures, FIM and other regional policy guidelines, ensuring necessary guidance is provided to the team.
• Excellent Verbal and Written Communication skills
• Analytical Thinking, Problem Solving and can-do attitude.
• Ability to prioritize deliverables under strict deadlines.

You'll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."

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