US Mortgage Processor
5 days ago
US Mortgage Processor
Location: Infopark, Kochi
Qualification: Graduation (Mandatory, B.Tech excluded)
Experience: Minimum 1 to 3 years of experience in US Mortgage underwriting required
Work Days: 5 Days a Week
Salary: Upto 6 LPA (Based on previous experience and package)
Shift: 6 PM- 3AM
Immediate Joiners are Preferred
Requirements
- Strong familiarity with FNMA and FHLMC guidelines is mandatory.
- Proficiency in Automated Underwriting Systems (AUS).
- Experience in credit, income, asset, and property document analysis.
- Laura Mac experience is a plus.
- Strong verbal and written communication skills
Responsibilities
- Assess complex loan transactions, including credit reports, income documents, asset verification, appraisals, and title documents, ensuring compliance with FNMA/FHLMC guidelines.
- Perform credit analysis and risk assessment to determine borrower eligibility.
- Conduct financial statement analysis including tax returns, pay stubs, W-2s, and bank statements.
- Validate and analyze loan applications using Automated Underwriting Systems (AUS).
- Conduct property valuation and appraisal review to confirm market value and guideline adherence.
Job Types: Full-time, Permanent
Pay: ₹35, ₹45,000.00 per month
Benefits:
- Health insurance
- Provident Fund
Ability to commute/relocate:
- Kochi, Kerala: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):
- Are you okay with joining on December 2nd?
- Do you hold a valid degree other than B.Tech?
Education:
- Bachelor's (Required)
Experience:
- US Mortgage underwriting: 3 years (Required)
Language:
- English (Required)
Shift availability:
- Night Shift (Preferred)
Work Location: In person
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