US Mortgage Processor

5 days ago


Cochin, Kerala, India Advenxa Pvt Full time ₹ 42,00,000 - ₹ 54,00,000 per year

US Mortgage Processor

Location: Infopark, Kochi

Qualification: Graduation (Mandatory, B.Tech excluded)

Experience: Minimum 1 to 3 years of experience in US Mortgage underwriting required

Work Days: 5 Days a Week

Salary: Upto 6 LPA (Based on previous experience and package)

Shift: 6 PM- 3AM

Immediate Joiners are Preferred

Requirements

  • Strong familiarity with FNMA and FHLMC guidelines is mandatory.
  • Proficiency in Automated Underwriting Systems (AUS).
  • Experience in credit, income, asset, and property document analysis.
  • Laura Mac experience is a plus.
  • Strong verbal and written communication skills

Responsibilities

  • Assess complex loan transactions, including credit reports, income documents, asset verification, appraisals, and title documents, ensuring compliance with FNMA/FHLMC guidelines.
  • Perform credit analysis and risk assessment to determine borrower eligibility.
  • Conduct financial statement analysis including tax returns, pay stubs, W-2s, and bank statements.
  • Validate and analyze loan applications using Automated Underwriting Systems (AUS).
  • Conduct property valuation and appraisal review to confirm market value and guideline adherence.

Job Types: Full-time, Permanent

Pay: ₹35, ₹45,000.00 per month

Benefits:

  • Health insurance
  • Provident Fund

Ability to commute/relocate:

  • Kochi, Kerala: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

  • Are you okay with joining on December 2nd?
  • Do you hold a valid degree other than B.Tech?

Education:

  • Bachelor's (Required)

Experience:

  • US Mortgage underwriting: 3 years (Required)

Language:

  • English (Required)

Shift availability:

  • Night Shift (Preferred)

Work Location: In person



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