Branch Manager

2 days ago

Chennai Krishnagiri Rajahmundry, India Aham Housing Finance Full time ₹ 2,00,000 - ₹ 3,00,000 per year

Key Responsibilities

1. Business Development & Sales

  • Drive sales of Home Loans, LAP, and other housing finance products.
  • Achieve monthly and annual business targets for the branch.
  • Develop and maintain relationships with DSAs, connectors, builders, real estate agents, and local market influencers.
  • Conduct market mapping and identify new business opportunities.

2. Team Management

  • Lead, mentor, and motivate the branch team (Sales Executives, Credit, Operations staff).
  • Monitor daily productivity and provide training wherever required.
  • Ensure target achievement through effective team management.

3. Credit & Portfolio Quality

  • Ensure high-quality sourcing as per credit policy.
  • Coordinate with credit managers for quick TAT in file processing.
  • Monitor portfolio healthdelinquency control, early bucket management, field visits.
  • Ensure strict KYC and documentation compliance.

4. Branch Operations

  • Oversee complete branch functioning including sales, credit coordination, operations, and collections.
  • Ensure customer satisfaction through smooth processing, disbursals, and service.
  • Maintain branch MIS, reports, and audit compliance.

5. Compliance & Risk Management

  • Ensure adherence to all internal and regulatory guidelines.
  • Handle internal audit queries, policy adherence, and process improvement.
  • Monitor competitor activities and suggest corrective actions.

Key Skills Required

  • Strong knowledge of home loan/LAP products.
  • Good understanding of credit policies, legal & technical processes.
  • Excellent communication and people management skills.
  • Market knowledge and strong DSA/builder network.
  • Ability to drive sales and manage portfolio risks.

Qualifications

  • Graduation mandatory; MBA preferred.
  • 5–10 years of experience in housing finance / NBFC / banking with minimum 2–3 years in a leadership role.

Salary Range

As per company policy & candidate experience. Role & responsibilities

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