Credit Risk Analyst – Treasury and Chief Investment Office

7 days ago

Mumbai, Maharashtra, India JPMorgan Chase Full time ₹ 15,00,000 - ₹ 30,00,000 per year

Join JPMorgan Chase in Risk Management and Compliance, where you'll play a crucial role in maintaining the firm's strength and resilience. Use your expertise to anticipate risks and solve challenges that affect our company and communities. Our culture encourages innovative thinking and excellence. As part of the Treasury and Chief Investment Office, you'll manage credit risk for the firm's diverse investment portfolio, including fixed income products like asset-backed securities and government bonds.

As an Analyst in Credit Risk Management - Treasury and Chief Investment Office (TCIO), you will play a critical role in identifying and managing evolving risks. You'll conduct credit risk due diligence on both new and existing investments across various fixed income products like CMBS, RMBS, ABS, CLO, and Municipal Bonds. You'll stay on top of market developments, assessing their impact on our portfolio and engaging in discussions with senior management and portfolio managers. Additionally, you'll contribute to the team's innovation agenda by developing creative solutions and strategies that enhance our risk management processes and drive forward-thinking investment decisions.

Job responsibilities:

  • Perform in-depth credit analysis for various TCIO investments. Engage with senior members of TCIO Credit Risk and the Portfolio Management teams to complete risk analysis, present conclusions and facilitate timely investment decisions
  • Work alongside senior team members on product-specific analyses required to support risk discussions and thematic deep dives. This includes preparation and delivery of analytical presentations for various senior risk forums
  • Participate in projecting portfolio credit impairment or estimating credit reserves as part of various firmwide exercises like CCAR (Comprehensive Capital Analysis and Review) and CECL (Current Expected Credit Losses) 
  • Contribute to development and maintenance of regulatory stress testing and reserve provisioning models
  • Collaborate with Portfolio Managers, Finance, Valuation Control Group, Model Review Group, Policy, Finance, Technology, and Middle Office for ongoing projects, contributing to continued development of the TCIO Credit Risk franchise

Required Qualification, capabilities, and skills

  • 1-3 years of relevant work experience in credit risk management within a financial organization or credit rating agency
  • Undergraduate or Master's degree in a relevant discipline
  • Strong analytical background with sound understanding of financial statements, including ratio analysis, cash flow analysis, and fundamental knowledge of key accounting standards
  • Excellent verbal and written communication skills, with the ability to summarize complex information and deliver it at business executive level
  • Strong risk and control mindset, with the ability to ask incisive questions, work collaboratively with cross-functional teams across geographic time-zones, assess risk and mitigants, and escalate appropriately
  • Self-motivated and willing to take initiative, ability to multitask effectively

Preferred qualifications, capabilities, and skills

  • Proficiency in advanced analytical languages such as Python, R 
  • Knowledge of regulatory stress testing and reserve provisioning frameworks, such as CCAR and CECL, and the resultant requirements for fixed income investment portfolios

  • Credit Risk Analyst – Treasury and Chief Investment Office

    3 days ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionJoin JPMorgan Chase in Risk Management and Compliance, where you'll play a crucial role in maintaining the firm's strength and resilience. Use your expertise to anticipate risks and solve challenges that affect our company and communities. Our culture encourages innovative thinking and excellence. As part of the Treasury and Chief Investment...

  • Credit Risk Analyst – Treasury and Chief Investment Office

    5 days ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 15,00,000 - ₹ 60,00,000 per year

    JOB DESCRIPTIONJoin JPMorgan Chase in Risk Management and Compliance, where you'll play a crucial role in maintaining the firm's strength and resilience. Use your expertise to anticipate risks and solve challenges that affect our company and communities. Our culture encourages innovative thinking and excellence. As part of the Treasury and Chief Investment...

  • Treasury and Investment Risk

    5 days ago

    Mumbai, Maharashtra, India Motilal Oswal Financial Services (MOFSL) Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role & responsibilitiesOversee risk management related to treasury functions including cash management, liquidity risk, funding, and capital management.Monitor and manage market risks (interest rate risk, foreign exchange risk, credit risk) within treasury and investment portfolios.Develop and implement risk frameworks, policies, and controls aligned with...

  • Analyst Credit Risk Structured Finance

    3 days ago

    Mumbai, Maharashtra, India JPMorgan Chase Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As Analyst Credit Risk Structured Finance in CIB Risk team, you will join the Risk function that provides credible...

  • Analyst Credit Risk Structured Finance

    2 weeks ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As Analyst Credit Risk Structured Finance in CIB Risk team, you will join the Risk function that provides...

  • Analyst Credit Risk Structured Finance

    1 week ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 11,76,000 - ₹ 24,00,000 per year

    JOB DESCRIPTIONAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.As Analyst Credit Risk Structured Finance in CIB Risk team, you will join the Risk function that provides...

  • Lead - Treasury - F&A

    2 weeks ago

    Navi Mumbai, Maharashtra, India International Asset Reconstruction Company Full time ₹ 40,000 - ₹ 1,20,000 per year

    Job Title: Lead TreasuryDepartment: Finance & AccountsReports To: Chief Financial Officer Location: Andheri East, MumbaiJob Purpose:To manage the organizational liquidity, investments, and banking relationships efficiently, ensuring optimum utilization of funds, effective risk management, and timely support for business growth. The role involves maintaining...

  • Credit Risk Analyst, AVP

    3 days ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job Title: Credit Risk Analyst, AVPLocation: Mumbai, IndiaRole DescriptionManaging a loan and derivative portfolio. The loan portfolio predominantly consists of financing both investment grade and sub-investment grade corporates. Typical transactions are complex leveraged loans that include providing liquidity for distressed borrowers, M&A sponsor financing,...

  • APAC Wholesale Credit Risk

    3 days ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionBring your expertise and passion to JPMorgan Chase. In this role, you will work with a diverse range of Corporate and Financial Institution clients (leveraged, financial sponsored, and investment grade) and transactions in APAC. If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and...

  • Credit Risk Business Analyst

    1 week ago

    Mumbai, Maharashtra, India Aspire And Succeed Hr Full time ₹ 7,00,000 - ₹ 18,00,000 per year

    Job Title: Credit Risk Analyst Personal Loan / LAPAbout the RoleWe are looking for a Credit Risk Analyst with strong experience in Personal Loans (PL) or Loan Against Property (LAP). The role involves analysing credit policies, monitoring portfolio performance, improving underwriting quality, and ensuring a healthy risk-return profile for the lending...