Credit Officer
3 days ago
**Job Summary**
**Key Responsibilities**
- **Managing Co-lending Limits**: Oversee and manage the co-lending limits between partners, ensuring compliance and optimal utilization.
- **Financial Documentation**: Maintain and organize financial documentation related to **Seven Fincorp** and **Bryt Bazaar**, ensuring accuracy and completeness.
- **Monitoring SDR & Co-lending Limits**: Keep track of the SDR limits and co-lending limits, ensuring they are within the defined thresholds.
- **MIS Preparation**: Prepare and present Management Information System (MIS) reports in collaboration with the **Chartered Accountant (CA)** and **Accounts Operations** for **Bryt Bazaar** and **Seven Fincorp**.
- **Budget Review**: Conduct budget reviews for **Seven Fincorp** and **Bryt Bazaar**, identifying any discrepancies and recommending adjustments.
- **Collaboration with NBFCs**: Liaise with **Non-Banking Financial Companies (NBFCs)** to manage co-lending partnerships and ensure smooth operations.
**Qualifications-**
- **Education**: Bachelor's degree in finance, Accounting, or a related field.
- **Experience**: 1-2 years of experience in credit evaluation, financial operations, or related roles.
- **Skills**:
- Strong analytical, organizational, and communication skills.
- Proficiency in financial analysis, budgeting, and reporting tools (e.g., MS Excel).
- Knowledge of co-lending agreements and NBFC operations is a plus.
- **Experience**: Experience working under a **Chartered Accountant (CA)** is an advantage.
Pay: ₹228,350.14 - ₹346,051.03 per year
**Benefits**:
- Paid time off
Schedule:
- Day shift
Ability to commute/relocate:
- JP Nagar, Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (required)
Application Question(s):
- Do you have experience working in bank/NBFC?
- Current CTC?
- Expected CTC?
- Notice Period?
**Experience**:
- total work: 1 year (required)
Willingness to travel:
- 50% (required)
Work Location: In person
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