Credit Officer

2 days ago

Delhi, India IKAMATE HR PVT LTD Full time

We Have Opening In HDFC

Profile : Credit Officer

Salary : 3 to 4 LPA

Location : Delhi

Exp : Minimum 1 to 4 Years

Education : MBA (Regular)

Roles and Responsibilities:

- Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank
Statements, Assessing eligibility of hubs and service centers
- Customer Interaction to understand needs, finds solutions within the product range
available.
- Calculation of Net Present Values of maturing assets using excel sheets or programs.
- Knowledge of basic legal documentation involved in an acquisition of a home.
- Knowledge of technical fundamentals involved in an acquisition of a home.
- Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan
- Supervision and performance management of all team members

Supervision of all the activities done by Non-Sales Staff / coordinators:

- Sanctioning: - File processing by coordinator within the time, Customer Calling, Query
resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login &
Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
- Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up
with Customer & Sales force, and Technical Updation for Disbursement, Resolving
Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation,
Technical Updation, and Disbursement Fixing.
- Project Approval Creation of Property No, Query Resolving, Builder Appointment,
Project Approval, Keeping a Check on TAT of Project Approval.
- LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled
action date, Auditing of Leads, feedback & status.
- Must be an MBA or CA (finance or banking background preferred)
- Should have risk assessment skills along with vast experience in the field of
underwriting
- Hands on experience in self-employed assessment.
- Must have minimum 2 - 3 years of team handling experience
- In depth understanding from sourcing to disbursement.
- Effective communication skills (verbal & written)
- At least 4 years of experience in the credit assessment field from home loan industry
- Solution orientation and ability to work under strict deadlines
- Should be willing to travel on a needed basis.

Pay: ₹300,000.00 - ₹400,000.00 per year

Schedule:

- Day shift

Ability to commute/relocate:

- Delhi, Delhi - 000000, Delhi: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**

+91-XXXXXXXXXX

  • Credit Officer

    4 days ago

    Delhi, India VR Solutions Full time

    Assess clients' financial status. - Evaluate creditworthiness and risks. - Contact clients to gather financial data and documentation. - Analyze risks and approve or reject loan requests. - Calculate financial ratios (e.g. credit scores and interest rates) - Set up payment plans - Coordinating with the Principal Bank for loan approval and communicating to...

  • Credit Officer

    1 week ago

    Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Client Acquisition**: Contact website applicants and discuss customised financial solutions. - **Credit Analysis**: Assess loan applicants' creditworthiness by analysing income statements, bank statements, credit history, and other relevant information. - **Financial Evaluation**: Calculate and evaluate financial ratios to determine loan eligibility and...

  • Credit Officer

    1 week ago

    Nehru Place, Delhi, Delhi, India Accureco Consulting Full time

    Job Title: Credit Officer Company: HDFC Process Flow for Officer Credit (OC): 1. The OC must refresh the dashboard every time he/she is done with working on a file. The dashboard will reflect all files in DOVR status. 2. The first file in the queue, which is identified by the date and time of the file achieving the DOVR status, should be taken up for...

  • Credit Officer

    2 weeks ago

    Delhi, Delhi, India Bridgexcel innovations pvt ltd Full time

    BRIDGEXCEL INNOVATION SALARY ON TIME Credit Officer: - Skills - KYC Verification + Calling to customer+ CIBIL SCORE+ Personal Loan+ Short terms Loans for 30days Vacancy - 7 Gender Preference - Female Exp - 6+ months Budget - 30K-35K (in-hand & CTC is same) Incentives - 5K-50K Location - Netaji Subhash place (delhi) **Job Types**: Full-time,...

  • Credit Officer

    6 hours ago

    Delhi, India Pinnacle Employment Full time

    Credit Officer - HDFC Location: Gurgaon,Central Delhi,West Delhi Experience: 1-4 years **Salary**: 3-4.20 LPA **Job Description**: - Calculate eligibility which is IIR, FOIR and LCR. Check these with the Officer’s interview sheet, in case of large differences, make notes and later call the officer for clarity. - Check for proof of own contribution,...

  • Credit Officer

    3 weeks ago

    Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    3 weeks ago

    New Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    1 week ago

    Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and other loan agreements before disbursement. - Assess borrowers' nature and intentions for loan...

  • Credit Officer

    4 weeks ago

    New Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid Model Experience with Australian bank or Austelaian mortgage brokerage firm is a MUST. Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...

  • Credit Officer

    1 week ago

    Dwarka, Delhi, Delhi, India Mosaic Global Pvt Ltd. Full time

    **Pay**: ₹15,000.00 - ₹25,000.00 per month Job description: **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and other loan agreements before...