Risk Analytics- Collections

2 weeks ago


Mumbai Maharashtra, India Citi Full time

**The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for enhancing and improving the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses.**:

- Support tactical and strategic Risk Analytics projects for Citi’s Credit Cards Risk Management group in the US.
- Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.
- Must be able to effectively provide updates and communicate key initiatives to senior risk management.
- Analyzing tests and performance using SAS and decision tree software (CHAID/ CART)
- Evaluating effectiveness of current policies and strategies

**Responsibilities**:

- Must have capability to clearly develop and communicate analysis
- A good understanding of Credit life cycle, from Acquisitions through Collections
- Must have hands on expertise in developing and managing segmentation strategies
- Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.
- Understanding and communicating examples of credit strategy customer impact through example review of Credit Bureau data.
- Ability to work efficiently in a matrixed environment balancing between both business and functional interactions and priorities, maximizing efficiencies of time-zones to create a continuously operating Credit Policy team.

**Qualifications**:

- Bachelor's/Master’s degree/University degree
- 5+ years work experience required
- Consistently demonstrate clear and concise written and verbal communication
- Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS Eminer in PC, UNIX environments.
- Highly proficient in Excel/pivot tables and PowerPoint. VBA a plus.
- Exposure to project/process management
- Strong communication and presentation skills targeting a variety of audiences
- Flexibility in approach and thought process
- Ability to work effectively across portfolio risk policy teams and functional areas teams
- Strong influencing and facilitation skills

Experience in Collections including development of risk segmentation strategies, Contact strategies, Forbearance treatments and Recoveries management**Job Family Group**:
Risk Management
- **Job Family**:
Portfolio Credit Risk Management
- **Time Type**:
Full time
- **Most Relevant Skills**

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
- **Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.-
- View Citi’s _EEO Policy Statement_ and the _Know Your Rights_ poster._



  • Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The role is for collections and recovery Risk Policy.Responsibilities:Portfolio monitoring, reporting, control...


  • Mumbai, Maharashtra, India Citi Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...


  • Mumbai, India Citi Full time

    The Credit Portfolio Officer is a senior-level position responsible for leading collections policy activities including (not restricted to) portfolio monitoring, portfolio deep-dives, suggesting strategy and policy enhancements opportunities, lead end to end implementation of strategies, which involves working with different stakeholders across teams, review...


  • Mumbai, India Citi Full time

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for enhancing and improving the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses. Support tactical and strategic Risk Analytics projects for Citi’s Credit Cards Risk Management group in the US. Develop and...


  • Mumbai, Maharashtra, India FatakPay Full time ₹ 9,36,000 - ₹ 16,70,000 per year

    Job descriptionPosition: Collection strategy & Analytics ManagerDesignation: Manager / Senior ManagerYears of Experience: 6-8 yearsLocation: Mumbai, AndheriPreferred Background: NBFC / Fintech / Digital Lending / Collections AnalyticsEmployment Type: Full-TimeIndustry: Fintech / LendingKindly share your resume on - Role Overview:This role will lead the...


  • Mumbai, India Skillventory Full time

    **Risk Analytics For leading NBFC**: - From 10 to 20 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** Key Responsibilities: - This is a team lead role. Expected to take a lead in driving business decisions through embedding - use of data analytics at various stages of the Digital lending customer journey...


  • Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for monitoring and review risk policies and processes for Collections and Recovery across all LoBs for USPB. This role will work on strategic initiatives, leading analytical projects, helping senior management with deep-dives , interact with external and internal stakeholders...


  • Mumbai, Maharashtra, India Citi Full time ₹ 15,00,000 - ₹ 30,00,000 per year

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for monitoring and review risk policies and processes for Collections and Recovery across all LoBs for USPB. This role will work on strategic initiatives, leading analytical projects, helping senior management with deep-dives , interact with external and internal stakeholders...


  • Mumbai, India Citi Full time

    Role Outline/Job Summary This position is within the Branded Cards Collections and Recovery Risk team. As part of the Citi Branded Cards Risk Management team, this position will: **Responsibilities**: Must have capability to clearly develop and communicate analysis Optimizing existing collections and recovery strategies and developing/testing new strategies...


  • Mumbai, Maharashtra, India Paytm Full time

    **About Us**:Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of...