Product lead – affordable housing finance

2 weeks ago

Mumbai, India Godrej Capital Full time
Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle.
The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.
Job Purpose - To manage the Product Development, innovation and success at Godrej Housing Finance
Role - Leading & managing the Affordable Lending business from a Product Perspective
Conceptualizing and building policies based on feedback and insights generated
Create products and/ or features in line with expectations of developers and channel partners
Driving innovation within the product portfolio and assessing the potential impact of new technologies
Ensure that required product notes, documentation and brand stationary is designed and closed with the required stakeholders – Legal, risk, compliance etc.
Provide the system requirements for the product and do the system testing for the products prior to launch
Benchmark products and policies with the competition on a regular basis and publish dashboards
Define and manage the Product Strategy and roadmap
Follow through meticulously with the product launches, drive clear deadlines and faster closures
Generate feedback/insights from the business MIS, Customers/Partners and frontline teams on current products and future needs through Focused Group discussions, surveys and interviews
Train the sales team on the Product features, and encourage learning, adaptation, and a willingness to iterate on product strategies and processes
Has worked on Building scorecards
Qualification & experience - MBA / CA or any Postgraduate.7+ years of Product Management & development experience preferably in Affordable Lending arena
Essential skills -
Essential to have a good understanding of affordable loan product workings, loan system workings and calculations
Has developed and launched Affordable Business offerings – Standalone and in Partnerships – in the past

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