Manager - Financial Planning & Analysis

1 week ago


Bangalore, India Rupeek Full time

About Rupeek:

Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Elevation Capital, Peak XV, Accel Partners, Bertelsmann, and GGV Capital. Rupeek through its Fintech platform and its own NBFC (Rupeek Capital) is poised to grow significantly in the coming years. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.

Position Overview:

  • Crucial role in P&L monitoring, Strategic projects, In-depth analysis and reporting of business performance
  • Role will involve close working with leadership team at Rupeek including CEO, CFO and Business Heads.
  • Investor interactions with regard to MIS and Strategy will be a significant part of the role

Job Title: Manager – FP&A

Education: MBA Finance/CA/CFA or equivalent professional degree.

Experience: 2-3 years of relevant experience

Location: Mumbai / Bangalore

Key Responsibilities:

  • Monitoring and reporting of financial performance to stakeholders
  • KPI Tracking
  • Perform Revenue analysis involving NIM reviews and help the business to focus on higher NIM businesses/ geographies / customer segments
  • Work with Risk teams on portfolio risks vis-à-vis earnings and be an enabler to drive the risk based pricing wherever possible
  • Cost reviews and optimisation involving in-depth analysis of key historical costs, purchase orders and engaging with functions driving the costs for optimisation
  • Capital planning
  • Review of Incentive plans, cost impacts and working with Business Heads on the same
  • Prepare benchmarking reports on key costs ratios, ROA tree and perform quarterly peer analysis
  • Preparation of quarterly presentations on financial metrics and business strategies
  • Work with the Accounts teams to reconcile major differences between MIS and financial statements

Candidate Profile:

  • Ideal candidate should be from NBFC / HFC / Fintech background
  • Hands-on in dealing with data, both structured and unstructured
  • Experience in budgeting, unit economics, variance analysis, competitor analysis
  • Minimum 2-3 years of experience in FP&A roles preferred, experience in financial reporting can also be considered
  • Candidate should have broad understanding of Ind-AS reporting standards and RBI regulations for NBFC
  • Strong Excel skills and presentation skills needed. Experience of BI applications will be an added advantage
  • Strong in communication skills and analytical skills, presentation skills


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