CreditVidya | Credit Risk Manager | india

1 week ago


india CreditVidya Full time

• Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.

• Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products

• 3+ years of experience doing qualitative and quantitative analysis in the similar domain

• Extract valuable insights through by creating new variables and establishing relationships among them

• Extract valuable insights from performance data and make recommendations

• Have the ability to translate hypothesis into nuanced analytical intent

• Have the ability to work independently and derive desired results

• Be analytically rigorous and structured

• Work with partner teams to communicate requirements and drive necessary outputs


What will you be doing:


● Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.

● Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products

● Work closely with business teams in building pricing, limit enhancements and cross sell strategies

● Leverage data to build, monitor and deploy strategies to enhance collections efficiencies

● Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies

● Interact with lending partners in helping them understand innovative programs and define metrics for tracking

● Own the periodic review with the lending partners to track portfolio performance



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