CreditVidya | Credit Risk Manager | india
1 week ago
• Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.
• Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products
• 3+ years of experience doing qualitative and quantitative analysis in the similar domain
• Extract valuable insights through by creating new variables and establishing relationships among them
• Extract valuable insights from performance data and make recommendations
• Have the ability to translate hypothesis into nuanced analytical intent
• Have the ability to work independently and derive desired results
• Be analytically rigorous and structured
• Work with partner teams to communicate requirements and drive necessary outputs
What will you be doing:
● Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.
● Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products
● Work closely with business teams in building pricing, limit enhancements and cross sell strategies
● Leverage data to build, monitor and deploy strategies to enhance collections efficiencies
● Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
● Interact with lending partners in helping them understand innovative programs and define metrics for tracking
● Own the periodic review with the lending partners to track portfolio performance
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CreditVidya | Credit Risk Manager | india
1 week ago
india CreditVidya Full time• Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.• Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products• 3+ years of experience doing qualitative and quantitative analysis in the...
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