Product Lead

2 weeks ago

Mumbai, India Godrej Capital Full time

Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle.

The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.

Job Purpose - To manage the Product Development, innovation and success at Godrej Housing Finance

Role - Leading & managing the Affordable Lending business from a Product Perspective

  • Conceptualizing and building policies based on feedback and insights generated
  • Create products and/ or features in line with expectations of developers and channel partners
  • Driving innovation within the product portfolio and assessing the potential impact of new technologies
  • Ensure that required product notes, documentation and brand stationary is designed and closed with the required stakeholders – Legal, risk, compliance etc.
  • Provide the system requirements for the product and do the system testing for the products prior to launch
  • Benchmark products and policies with the competition on a regular basis and publish dashboards
  • Define and manage the Product Strategy and roadmap
  • Follow through meticulously with the product launches, drive clear deadlines and faster closures
  • Generate feedback/insights from the business MIS, Customers/Partners and frontline teams on current products and future needs through Focused Group discussions, surveys and interviews
  • Train the sales team on the Product features, and encourage learning, adaptation, and a willingness to iterate on product strategies and processes
  • Has worked on Building scorecards

Qualification & experience - MBA / CA or any Postgraduate .7+ years of Product Management & development experience preferably in Affordable Lending arena

Essential skills -

  • Essential to have a good understanding of affordable loan product workings, loan system workings and calculations
  • Has developed and launched Affordable Business offerings – Standalone and in Partnerships – in the past

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