Rating and Credit Assessment Specialist

3 days ago


India Brickwork Ratings Full time

About Us

At Brickwork Ratings, we are committed to providing the investment community with reliable products and services needed to make informed investment decisions.

We are a SEBI-registered and RBI-accredited credit rating agency, established in 2007, with Canara Bank as our strategic partner.

Our team is headed by experienced credit analysts, bankers, and regulators, with a pan-India presence.

We offer rating services for various financial instruments, including bank loans, NCDs, commercial paper, bonds, mutual funds, PPMLDs, and security receipts.

Our ratings have been trusted by over 100,000 large corporates, banks, financial institutions, state and local governments, and small businesses.

Location: Mumbai / New Delhi / Bengaluru

Key Responsibilities:

  • Undertake rating assignments for financial instruments and deliver reports within regulatory timelines.
  • Analyze financial statements, considering quantitative and qualitative data points, key ratios, and performance to assess creditworthiness.
  • Prepare rating reports covering risk assessments, management evaluation, financial analysis, business and industry benchmarking, and key rating considerations.
  • Interact with company management, auditors, bankers, and other lenders, and visit companies and factories for regular monitoring and data gathering.
  • Conduct surveillance, monitoring, and reviews on a quarterly basis or material event basis, tracking performance changes and handling internal and external audit queries.
  • Adhere to standard operating procedures, regulations, and policies.

Requirements:

  • Good domain knowledge in credit ratings/banking/financial services with an analytical approach.
  • Assess creditworthiness of large and medium businesses.
  • Strong analytical and presentation skills for presenting facts and rating recommendations to rating committees.
  • Excellent written and oral communication skills in English for report-writing and presentations.
  • Effective customer communication skills for eliciting information, asking questions, communicating rating decisions, and convincing stakeholders.
  • Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.
  • Good interpersonal skills and ability to work with the larger team under mentor guidance.
  • Skilled in working with details and numbers.

Estimated Salary Range: ₹800,000 - ₹1,200,000 per annum, depending on experience and qualifications.



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