Senior Data Scientist and Model Developer

8 hours ago


Gurgaon, Haryana, India Yabx Full time
Unlock Financial Inclusion with AI-Powered Models

We are seeking an exceptional Senior Data Scientist and Model Developer to join our mission-driven team at Yabx. As a key member of our analytics and technology professionals, you will play a pivotal role in driving financial inclusion for underserved individuals across the globe.

Job Overview

Our ideal candidate will possess expertise in building cutting-edge credit risk, churn, and usage models using advanced algorithms in a Big Data/Machine Learning environment. If you have hands-on experience and a track record of delivering projects individually, we want to hear from you

Responsibilities:
  • Model Development: Own the end-to-end delivery of models/algorithms across customer life cycles; develop innovative credit risk/churn/usage models using mobile wallet transaction data, Call data, Telecom usage data, customer bureau data etc.
  • Data Pipeline Engineering: Partner with the Data Engineering team to define the required data pipelines to build and enhance the feature bank (foundational capability) to build/deploy the various ML algorithms both for batch and real-time use cases.
  • Credit Policy Collaboration: Collaborate with credit policy/portfolio management teams to drive P&L outcomes.
  • Model Monitoring: Build reports for model monitoring and drive enhancements.
Requirements & Qualifications:
  • Solid expertise in end-to-end risk model lifecycle management (develop, deploy, monitor).
  • Previous hands-on experience in credit, fraud, churn model development and deployment.
  • Experience in PD/EAD/LGD model development/validation.
  • Experience in CSI/PSI model monitoring process.
  • Hands-on experience in data extraction using SQL/Pyspark SQL; data cleaning, feature creation, and building models using PySpark/Python on Spark.
  • Strong entrepreneurial drive.
What We Offer

We offer a competitive salary of $120,000 - $180,000 per annum, depending on experience, plus benefits and opportunities for growth and professional development in a dynamic fintech startup.


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