CBG:Geography Credit Officer
1 week ago
Incorporated in 1994, Axis Bank is one of India’s most trusted banks & the third largest in the private sector.
At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.
The Bank has a young & engaged workforce of over 100,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.
Job SummaryWe are seeking a skilled Geography Credit Officer to join our team as a key resource well-versed in credit appraisal, RBI norms and internal policy & process. The successful candidate will lead a team of Credit Analysts, ensuring quality of the portfolio and desired productivity of team members.
This role requires a strong understanding of corporate credit, with the ability to assess and structure credit proposals independently. A postgraduate degree in Business Management, CA or CS, along with at least three years of experience as a credit analyst and team handler, is preferred.
Key Responsibilities- Ensuring the quality of credit appraisal notes prepared by self/credit analysts, ensuring accuracy of information/data and internal policy requirements.
- Ensuring strict TAT for completing NTB and ETB proposals. Coordinating with underwriting team for query reply.
- Ensuring timely review renewal of accounts and system updation of renewal due dates.
- Ensuring timely completion/submission of credit ratings, updation of ratings/EWS/RFA/BFDs, submission of quarterly monitoring reports etc.
- Ensuring timely closure of credit audit reports, RAR observations etc.
- Monitoring conduct of the accounts and reviewing adherence to sanction covenants.
- Training Credit Analysts on CAM preparation and internal process.
- Enabling RMs/business to achieve budgeted growth/revenue by proactively ensuring TAT and quality of credit proposals.
- To ensure adequate productivity levels for CAs and Self.
Optimal qualification for success on the job is:
A Postgraduate degree in Business Management, CA or CS.
Experience: min three years as credit analyst and team handling.
Salary InformationWe offer a competitive salary of ₹25-35 lakhs per annum, depending on experience and qualifications.
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