Operations Specialist
6 days ago
Vivriti Capital, a pioneer in the Mid-Market Lending space, is seeking an experienced Operations Specialist to join its team in Chennai or Mumbai.
The ideal candidate will have 4+ years of experience in financial services, particularly in retail or institutional lending, supply chain finance, trade finance, loans, or debt syndication.
This role requires strong analytical skills, attention to detail, and commercial acumen. The successful candidate will be able to analyze financial statements, understand revolving credit lines, and apply financial knowledge to business scenarios.
Key Responsibilities:
- Streamline operational processes, including underwriting, loan disbursals, and collections.
- Analyze loan data to provide insights to stakeholders, such as RBI, Credit Bureaus, and internal management.
- Develop and maintain reporting systems, coordinating with management.
- Manage post-disbursement documentation and external handoffs.
- Collaborate with Internal Auditors and Compliance Officers on audit and compliance issues.
- Conduct assessments and audits to ensure accurate department procedures.
- Manage CTQ (Critical to Quality) and CTP (Critical to Process) parameters.
- Handle transaction processing and technology exceptions, seeking timely resolution.
- Educate team members on operational risks and ensure understanding of individual accountability.
Requirements:
- Graduate / Post-graduate degree with 4+ years of experience in the financial services industry.
- Financial literacy and understanding of P&L, ratios, and balance sheet analysis.
- Knowledge of retail and B2B lending products, co-lending operations structures, and supply chain financing products.
- Numerical skills and proficiency in MS Office Suite.
- Emotional intelligence and ability to relate to team roles.
Work Environment:
- A founder-led entrepreneurial set-up that values speed, agility, and creativity.
- A highly empowered and critical role that makes a difference to Vivriti Capital.
- A young, energetic, and highly talented team.
- A hard work culture that defines the organization.
Estimated Salary: ₹1,200,000 - ₹1,800,000 per annum.
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