Territory Manager-Personal Loan Specialist
3 weeks ago
Job Title: Territory Manager-Personal Loan Specialist
Job Summary:
The role of Territory Manager-Personal Loan Specialist involves generating personal loan business through various channels. This includes administering and training a team of DSTs to expand personal loan business in the locality/branch.
Key Responsibilities:
- Ensuring monthly sales targets are met with acquisition in NTB and ETB customers.
- Pitching existing liability customers for home loans.
- Ensuring month-on-month growth in EOP Assets for Gold loan business per branch.
- Ensuring fee income is at least 1% of total disbursals.
- Performing customer follow-ups at regular intervals for timely renewal of cases.
- Coordinating with valuers on a time-to-time basis.
- Ensuring customers align with pay valuation charges as per product norms.
- Ensuring healthy collections with nil FEMI/FPD and minimizing fresh flow in Bucket X.
- PSL tagging and being aware of PSL norms.
- Assisting branch liability teams in audits and ensuring proper communication to customers before any packet opening.
- Conducting marketing activities in the local market for generating NTB Gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
Qualifications:
Graduation: Any graduate.
Experience: 2 to 5 years of experience in personal loan sales.
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