Strategic Credit Leader
3 days ago
At FlexiLoans, we are revolutionizing the MSME fintech landscape in India. As a Strategic Credit Leader, you will play a pivotal role in shaping our credit policies and risk management strategies to fuel our growth.
About the RoleWe are seeking an experienced professional with a strong background in credit and risk management to oversee our supply chain financing (SCF) and high-value commercial (HVC) businesses. The ideal candidate will have a deep understanding of operational, legal, and credit risk across various industries.
You will be responsible for developing and reviewing early warning system reports, periodic portfolio reviews, and ensuring system automation for improved team efficiency and productivity. Additionally, you will utilize data analytics to identify emerging risks and optimize credit risk management strategies.
Key Responsibilities- Oversight of company credit policies, procedures, and processes related to SCF and HVC business
- Direct responsibility for credit quality and risk performance of the company and SCF and HVC businesses
- Development and review of Early Warning System (EWS) reports
- Periodic review of portfolio in accordance with current industry scenario and recent RBI Circular, making amendments to Policy accordingly
- Monitoring external economic environment, regulatory policies, and competition to ensure strong business growth
- Ensuring system automation for improving team efficiency and productivity
- Utilization of data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk management strategies
- 7+ years' experience required in the credit/risk department related to supply chain financing and/or wholesale corporate lending
- CA/CFA degree with relevant experience
- Strong understanding of operational, legal, and credit risk across the full range of industries
- Experience in unsecured and financial-based credit assessment
We offer a competitive salary of $120,000 per annum, based on your exceptional skills and experience. Our comprehensive benefits package includes medical insurance, retirement plan, and opportunities for career growth and development.
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