Financial Services Expert

1 day ago


India HCLTech Full time

HCLTech is a global technology company looking for skilled professionals to fill the role of Financial Services Expert in our Consumer Loan Underwriting team.

This position involves working on a Chat-based Back office process, where borrowers and agents interact with analysts requesting decisions on Consumer Loan products offered by clients.

The successful candidate will be responsible for underwriting Secured and Unsecured loans, analyzing borrower credit standing, credit worthiness, and capacity to pay. A detailed investigative analysis of the borrower's credit report along with income evaluation will be required to take a decision on the loan.

Key Responsibilities:

  • Excellent written and oral communication skills in English are essential
  • Willingness to work in early morning hours (5:30 am to 3:30 pm) is mandatory
  • Ability to work 5 days a week with rotational weekly offs (Saturday and Sundays will not be off)
  • Minimum 1-year experience in Consumer Loan Underwriting or Mortgage Underwriting in the US market is required
  • Strong understanding of FICO scores and ability to identify Bankruptcy, Delinquencies through credit report reviews is necessary
  • Experience in Income calculation using Paystubs, W2s, and Military LES statements is advantageous

Benefits:

  • Competitive salary: ₹9-14 lakhs per annum
  • Cab facility for up to 30 km
  • International trainers
  • World-class exposure
  • Opportunities for growth and development

About Us:

HCLTech is a leading technology company with offices in over 60 countries across the globe and a diverse workforce representing 165 nationalities. We offer a virtual-first work environment, promoting a good work-life integration and real flexibility. Our company is committed to your growth, offering learning and career development opportunities at every level to help you find your unique spark.



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