Risk Management Associate

1 month ago


Bengaluru, Karnataka, India jai kisan Full time

We are seeking a highly skilled Risk Management Associate to join our team at Jai Kisan as an Assistant Vice President - Risk. The ideal candidate will have 4-5 years of experience in lending Risk management and a strong background in credit policies, scorecards, and machine learning model development.

Key Responsibilities:

  • Develop and implement credit policies using platform data, bureau data, and alternate data.
  • Create and maintain scorecards and models for application scoring, collection scores, and cohort behavior analysis.
  • Design and execute experiments to test new credit policies and identify leading indicators.
  • Automate reporting and tracking of the portfolio on multiple levels, including key performance indicators and associated drivers.
  • Collaborate with cross-functional teams to refine credit policies and develop new lending strategies.

Requirements:

  • 4-8 years of relevant Fin-Tech experience, preferably in Digital Unsecured Lending, BNPL, and PL (Consumer).
  • Strong analytical and problem-solving skills, with the ability to present complex ideas clearly and compellingly.
  • Expertise in PD, EAD, and LGD modeling in Python environment.
  • Engineering or Masters in Statistics or Data Science.
  • Prior experience in fast-paced Credit Risk policy, Risk Analytics, or Decision Science teams.


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