Business Loan Cluster Manager

3 weeks ago


Tirupati, Andhra Pradesh, India IDFC FIRST Bank Full time

Job Title: Senior Branch Credit Manager - MBL

Function/ Department: Micro Business Loans

Job Purpose:

The role of Senior Branch Credit Manager - MBL entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost-efficient and technology-effective manner. The role will closely collaborate with the Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Key Responsibilities:

  • Develop and implement effective strategies to meet disbursement targets on a month-on-month basis.
  • Identify business clusters with high potential and execute penetration strategies to drive growth.
  • Monitor and improve manpower productivity at all levels.
  • Manage IRR and product mix, and branch profitability.
  • Manage the X bucket collection and overall portfolio management.
  • Maintain accurate records and reports to ensure compliance with internal and external audits.

Managerial & Leadership Responsibilities:

  • Mentor and coach senior team members to percolate the ethos of customer centricity, innovation, compliance, and integrity.
  • Attract and retain best-in-class talent to meet the bank's rapid growth targets.

Education Qualification:

Graduation: Any Graduation.

Post-graduation: Any Post-graduation.

Experience: 2-5 years of experience in Micro business Loan.


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