Business Banking Credit Leadership Role

2 days ago


Pune, Maharashtra, India AU SMALL FINANCE BANK Full time

At AU SMALL FINANCE BANK, we are seeking a seasoned professional to fill the role of Regional Credit Manager Business Banking. The successful candidate will be responsible for overseeing the entire credit granting process, ensuring the consistent application of our credit policy and maintaining optimal portfolio quality.

Our ideal candidate will have a strong background in credit management, with 10+ years of experience in similar roles. A Chartered Accountant/CMA/MBA degree is also required.

This position comes with an estimated salary of ₹25 Lakhs - ₹35 Lakhs per annum, depending on location and qualifications.

The job involves:

  • Maintaining desired delinquency levels as defined in the budget
  • Managing relations with credit reporting agencies, insurance providers, and the sales department
  • Implementing and maintaining complete control aspects, including financial analysis of statements of accounts, documentation, and periodical client visits call reports

As a Regional Credit Manager, you will be responsible for:

  • Assessing the creditworthiness of potential customers
  • Periodically reviewing existing customer credit files
  • Traveling extensively to various locations being managed by you, with a minimum of 10 working days in a month

We require candidates with:

  • Judgment and decision-making skills
  • Strong quantitative skills
  • Good written and verbal communication skills
  • Good presentation and negotiation skills
  • Good networking skills

This is a challenging yet rewarding opportunity for professionals who thrive in fast-paced environments and are passionate about delivering exceptional results.



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