Business Banking Relationship Manager

3 weeks ago


Hubli, Karnataka, India IDFC FIRST Bank Full time
Job Title

Relationship Manager - Rural Business Banking

About the Role

This is a key position within our Retail Banking department, responsible for providing financial solutions to meet the working requirements of rural business banking customers.

Key Responsibilities
  • Acquire new customers for business banking with a detailed understanding of credit assessment.
  • Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset.
  • Manage the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.
  • Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.
  • Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers.
  • Recommend process changes to improve service efficiency and quality across the branch network.
  • Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.
  • Understanding of financial statements, credit Assessment and title-security documents
  • Contributing to product knowledge by sharing competitor data and positive processes.
  • Providing support for development of new products for existing and new customer segments.
Managerial and Leadership Responsibilities
  • Building collaborative work culture between branch, assets team and support structure to enable front line teams.
  • Buid, Grow and Nurture the team of Relationship Managers of the Region.
Requirements
  • Graduation: Any
  • Post-graduation: Any
  • Professional Qualification/Certification: Chartered Accountant (CA)
  • Experience: 2 to 5 years of relevant experience.
Estimated Salary Range

₹ 12,00,000 - ₹ 25,00,000 per annum.



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