Business Banking Relationship Manager
3 weeks ago
Relationship Manager - Rural Business Banking
About the RoleThis is a key position within our Retail Banking department, responsible for providing financial solutions to meet the working requirements of rural business banking customers.
Key Responsibilities- Acquire new customers for business banking with a detailed understanding of credit assessment.
- Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset.
- Manage the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.
- Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.
- Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers.
- Recommend process changes to improve service efficiency and quality across the branch network.
- Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.
- Understanding of financial statements, credit Assessment and title-security documents
- Contributing to product knowledge by sharing competitor data and positive processes.
- Providing support for development of new products for existing and new customer segments.
- Building collaborative work culture between branch, assets team and support structure to enable front line teams.
- Buid, Grow and Nurture the team of Relationship Managers of the Region.
- Graduation: Any
- Post-graduation: Any
- Professional Qualification/Certification: Chartered Accountant (CA)
- Experience: 2 to 5 years of relevant experience.
₹ 12,00,000 - ₹ 25,00,000 per annum.
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