Business Risk Analyst

1 month ago


Noida, Uttar Pradesh, India Straive Full time
About Straive

Straive is a leading Content and Data Technology company providing data services, subject matter expertise, and technology solutions to multiple domains. Our company is a specialized solutions provider to business information providers in finance, insurance, legal, real estate, life sciences, and logistics.

Job Title: Credit Risk Business Analyst

We are seeking a skilled and analytical Credit Risk Business Analyst to join our Analytics team. The ideal candidate will have a strong background in business analysis and project oversight or credit review experience.

Responsibilities:
  • Identify opportunities for process improvements and implement best practices in credit risk assessment.
  • Stay updated on industry trends and emerging risk factors.
  • Collect, analyze, and interpret large sets of financial data to identify trends and potential risks.
  • Develop and maintain dashboards and reports to track credit risk metrics.
  • Experience in speaking to stakeholders and gathering business requirements.
  • Should have some form of Underwriting experience such as:
    • Credit card product knowledge.
    • Auto product knowledge.
    • Mortgage experience in addition to unsecured lending, e.g., unsecured loans.
    • Account lifecycle; acquisitions, account management, collections.
    • Reducing losses, segment expansion, testing in the marketplace.
  • Prepare documentation and reports for regulatory submissions and audits.
Required Qualifications:
  • University degree in Computer Science, Mathematics, Engineering, or related field.
  • Proven experience (4+ years) in credit risk analysis, business analysis, or related roles within the financial services industry.
  • Experience in US banking domain.
  • Hands-on experience in Python/Pyspark, SQL, visualization tools like Power BI, Tableau.
  • Knowledge of credit risk models and regulatory frameworks.
  • Excellent communication and presentation skills with the ability to convey complex information clearly and concisely.
  • Detail-oriented with a proactive mindset toward problem solving and risk mitigation.
  • Ability to work collaboratively in a cross-functional team environment.

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