Anti-Fraud Strategist

Role Overview
The position of Anti-Fraud Strategist at Muthoot Fincorp Ltd. entails overseeing the development and implementation of a comprehensive fraud risk management strategy, tailored to the company's diverse business lines and geographic presence. This role demands exceptional leadership in managing fraud risks across various operations, including branch operations, digital platforms, and partnerships.

Fraud Prevention Strategy
Design and implement a robust fraud prevention strategy, aligned with Muthoot Fincorp Ltd.'s strategic objectives and regulatory requirements. Leverage data analysis tools and expertise in fraud detection technologies to identify, assess, and mitigate fraud risks in all operational areas.

Key Responsibilities
1. Fraud Detection and Monitoring
Deploy and enhance fraud detection tools and systems, including AI-driven analytics for transaction monitoring and pattern recognition. Monitor real-time fraud alerts and suspicious transactions across Muthoot Fincorp Ltd.'s products and channels, ensuring prompt investigation and resolution.
2. Fraud Investigation and Resolution
Lead and manage all fraud investigations, ensuring thorough and unbiased analysis of incidents. Oversee the collection and preservation of evidence for internal use and legal proceedings.
3. Policy Development and Compliance Oversight
Develop, update, and enforce anti-fraud policies, procedures, and internal controls to minimize vulnerabilities. Ensure adherence to RBI guidelines, anti-money laundering (AML) laws, and other regulatory requirements.
4. Technology and Automation for Fraud Prevention
Drive the adoption of cutting-edge technology to enhance fraud prevention capabilities, including machine learning, automation, and predictive analytics. Stay updated on emerging fraud technologies and threats, implementing necessary upgrades to combat evolving risks.

Requirements
This role requires a strong background in fraud prevention, risk management, or forensic investigation, preferably with experience in NBFCs, banks, or financial services. A bachelor's or master's degree in Finance, Risk Management, Forensic Accounting, or related fields is essential. Professional certifications such as CFE, CISA, or CRMA are highly desirable. The ideal candidate will possess a proven track record of managing fraud risks in both traditional branch operations and digital environments.

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