Micro Business Loan Scale-Up Professional

1 week ago


Bengaluru, Karnataka, India IDFC FIRST Bank Full time

Job Overview

IDFC FIRST Bank is seeking a highly skilled Branch Manager-Micro Business Loan to join our team. This role involves scaling up the business for micro business loans in a designated area by delivering banking needs to customers efficiently and effectively.

Key Responsibilities

  • Develop and implement strategies to increase disbursements and improve branch productivity.
  • Identify high-potential business clusters and execute penetration strategies to drive growth.
  • Recruit, train, and manage a team of sales managers, credit and collection managers, and feet-on-street professionals.
  • Monitor and mentor the branch team to ensure seamless customer experiences and excellent results.
  • Stay ahead of the competition by tracking market developments and reporting new products to upstream teams.
  • Manage product mix, branch profitability, bucket collections, and overall portfolio management.
  • Maintain internal and external audit compliance.

Requirements

  • Bachelor's degree in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, or Engineering.
  • Post-graduation MBA or PGDM preferred.
  • At least 2+ years of relevant experience in micro business loans or a similar field.

Estimated Salary Range: ₹12 Lakhs - ₹20 Lakhs per annum (dependent on location and experience)



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