Micro Business Loan Scale-Up Professional
1 week ago
Job Overview
IDFC FIRST Bank is seeking a highly skilled Branch Manager-Micro Business Loan to join our team. This role involves scaling up the business for micro business loans in a designated area by delivering banking needs to customers efficiently and effectively.
Key Responsibilities
- Develop and implement strategies to increase disbursements and improve branch productivity.
- Identify high-potential business clusters and execute penetration strategies to drive growth.
- Recruit, train, and manage a team of sales managers, credit and collection managers, and feet-on-street professionals.
- Monitor and mentor the branch team to ensure seamless customer experiences and excellent results.
- Stay ahead of the competition by tracking market developments and reporting new products to upstream teams.
- Manage product mix, branch profitability, bucket collections, and overall portfolio management.
- Maintain internal and external audit compliance.
Requirements
- Bachelor's degree in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, or Engineering.
- Post-graduation MBA or PGDM preferred.
- At least 2+ years of relevant experience in micro business loans or a similar field.
Estimated Salary Range: ₹12 Lakhs - ₹20 Lakhs per annum (dependent on location and experience)
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