Data Governance Specialist
4 days ago
At American Express, we're committed to providing exceptional customer experiences. Our diverse community of colleagues is dedicated to backing our customers, communities, and each other.
Career OpportunitiesWe offer a dynamic work environment with opportunities for growth and development. Our comprehensive benefits package includes competitive base salaries, bonus incentives, support for financial well-being and retirement, and more.
Job SummaryWe're seeking a skilled Data Governance Specialist to join our Enterprise Data Strategy team in Gurgaon, India. As a key member of our team, you'll play a critical role in optimizing risk decisions through the lifecycle by identifying, testing, and integrating internal data with external data assets.
Responsibilities:- Complete oversight of contracts to understand compliant usage of third-party data; and map contracts to define permissible usage of the data for enterprise use cases.
- Define and document permissible purpose usage of the third-party data and align the principles with Enterprise Data Strategy committee.
- Work with RPDS Data stewards to develop access controls to ensure adherence to prescribed permissible purpose of data.
- Have a global view of data usage and provide rationalization of external data to maximize the usage benefits from the data.
- Develop policy of monitoring of customers with third parties keeping in mind business objectives, Collection policies, cost of data and market regulations.
- Monitor the controls around the third-party data and manage operational risk working the CFR operational risk team. Streamline issue management framework for alerts related to account monitoring processes.
- Owns the global Process Risk Self-Assessment (PRSA) for GAM.
- Partnering with our compliance and legal organizations to ensure all new developments are acceptable within the legal and regulatory framework of Credit Bureau reporting and credit monitoring.
- Governance on data accuracy by developing case reviews processes to analyze the cases and work with Third parties and C360 to identify the opportunities.
- Analyze features/functionalities offered by cloud-based platforms internally and externally & define a charter for strengthening governance of external third-party data.
- Create in-house data products to drive transparency, rationalization & usage of third-party data in line with EDGs suite of data products.
- 3 years of credit, operational risk, risk management and/or information management experience.
- The candidate should possess strong project management discipline, critical and strategic thinking, and strong communication skills; be analytically inclined and has high will to dive into both numeric and financial details.
- Master's Degree in a quantitative field (e.g. Finance, Engineering, Mathematics, Statistics Computer Science or Economics) from a top tier institute.
- Strong quantitative, analytical, project management and structured problem-solving skills with proficiency in SQL, Python, HIVE & EXCEL.
- Understanding of Third-Party Data and Working knowledge of Credit Card business, Risk and Financial Management platforms is desired.
- Understanding of Cornerstone, CDIT and Bureau related capabilities.
- Ability and willingness to work in a fast-paced environment and on aggressive timelines.
- Effective team player and be able to manage multiple projects.
- Excellent oral and written communication skills.
- Strong relationship management and negotiation skills.
- Understanding of credit card business economics.
- Demonstrated ability to drive innovation.
- Regulatory/Compliance knowledge would be plus.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. This includes competitive base salaries ($120,000), bonus incentives, support for financial-well-being and retirement, comprehensive medical, dental, vision, life insurance, and disability benefits, flexible working model, generous paid parental leave policies, free access to global on-site wellness centers, free and confidential counseling support, and career development and training opportunities.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
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