HCLTech | Walkin Interview for Mortgages
11 hours ago
HCL Tech - Hiring for Mortgage (Collateral Valuation) - 16 to 18th Dec
Designation: Analyst & Senior Analyst
Experience: 3 to 5 Years
Educational Qualification: Graduate in any stream
Shift: UK/ Rotational Shift (MUST BE COMFORTABLE WITH ROTATIONAL SHIFT)
Mode of interview: Walkin
Date: 16 to 18th Dec-24
Timing: 12:30 AM to 3:00 PM
Contact HR: Deepthi
Work Location: Navallur
Interview Location: HCL Technologies Ltd. ETA 1- Techno Park, Special Economic Zone, 33, Rajiv Gandhi Salai, Navallur Village and Panchayat, Thiruporur Panchayat Union, Navallur, Tamil Nadu 603103
Functional Competencies:
Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards.
Will be also responsible for managing the daily operations along with client handling who should be well versed and Central Securities in the Mortgage domain
- Experience in reviewing of collateral including in depth analysis of certificate of title security report, Loan drawdown requisition and Title of Deeds.
- In depth knowledge of Land Registry history, Re – Mortgaging documentation, Legal Property documentation reviewing.
- Should have experience in Analyze the Deeds documentation reviewing, I.e. Family home deceleration, Land Registry & Folio documents reviewing
- Experience in following up with Solicitors to ensure their satisfaction and resolve any issues
- Analyze all Property documents, Property or Land Ownership history and Size of Property, Title documents, appraisals and all applicable compliance documents.
- Complying with regulatory standards and laws related
- Review loan files for completeness and accuracy
- Review the eligibility of Property, Borrowers and Lenders law.
- Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
- Identify risk factors, including fraud red flags to determine or verify misrepresentation
- Condition files for missing/ supporting documentation as needed
- Complete required trainings and assessments
- Knowledge in Commercial Real Estate will be an added advantage
- High level understanding of Mortgage, Commercial Mortgage Servicing, loan agreements and documentation
- Ability to build & motivate teams
- Ability to manage Client escalations and Client relationships
- Team mentoring & coaching individual associates who may fall below desired performance
- Continuously contribute towards process improvement
- Hold relevant experience
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