Analyst - US Mortgage Underwriting

2 days ago

hyderabad, India FinacPlus Full time
Analyst - US Mortgage Underwriting
We provide virtual business process services to various types of overseas clients and this position is to be part of the team which provides Mortgage Underwriting Services to USA clients from Private Mortgage Lending industry.
RESPONSIBILITIES· To Work on US Mortgage Underwriting Process of 12M/30 Year Loan Products· Experience in working on residential real estate assets.· Examines and evaluates documents such as Credit & Background reports, Loan application forms, financial statements, entity documents and all processing documentation.· Knowledge of all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title and escrow documentation.· Understanding of property appraisal reports, insurance, title review, and multiple facets of a construction loan – from small renovations to ground-up construction.· Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies.· Verify market comparable for both rental values as well as property sale values.· Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company and risk assessment tools used to decision loans.· Demonstrated ability to assess risks with experience presenting recommendations to senior management for approval.QUALIFICATIONS AND EXPERIENCE· A range of 2 – 4 years of experience in US Mortgage 12M/30 Year Loan Underwriting· Well versed with skills to review and analysis of Property Appraisals.· Strong knowledge of guidelines related to Fannie Mae and Freddie Mac.· Excellent oral and written communication skills, including presentations to senior management.· Bachelor’s degree in finance, MBA, M. Com, or other post-Grad Degree in Finance a plus· Advanced Excel Skills
LOCATION: Hi-Tech City, Hyderabad,TIMINGS: IST 5:30pm to 2:30amSALARY RANGE: Best in IndustrySEND APPLICATION TO:

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