Digital Credit Professional

3 days ago


bhavnagar, India beBeeCredit Full time

Senior Credit Analyst Job OpportunityWe are seeking a highly analytical, digitally adept Senior Credit Analyst to evaluate the financial health of clients, underwrite risk, and ensure the integrity of credit decisions.About the RoleThe Senior Credit Analyst will be responsible for managing the full spectrum of credit assessment, including repayment capacity, risk exposure, portfolio quality, and compliance with internal frameworks.Evaluate high ad spend cycles and digital cash flow volatility.Assess clients running large-scale Google Ads & Meta Ads campaigns and understand how digital marketing spend impacts credit risk.Key ResponsibilitiesCredit Evaluation & Risk ManagementConduct thorough credit evaluations for global clients across digital, agency, startup, and SME sectors.Analyse balance sheets, cash flow, P&L, liabilities, and financial statements.Portfolio Monitoring & Performance AnalysisMaintain a high-quality credit portfolio through continuous tracking and corrective actions.Identify trends in customer behavior, digital revenue fluctuations, or advertising ROI that may impact risk exposure.Cross-Functional CollaborationWork closely with Relationship Managers, Financial Operations, Legal, Collections, and Account Managers.Regulatory ComplianceMaintain adherence to internal credit frameworks, global compliance standards, and due diligence procedures.Candidate ProfileWe are looking for someone who is both a strong credit professional and deeply familiar with digital performance marketing economics.



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