Data Insights Specialist

4 days ago


Malappuram, India beBeeCredit Full time

Data Insights Specialist RoleWe are seeking highly analytical professionals with deep expertise in credit card analytics, portfolio management, and risk strategy.Develop, validate, and enhance LTV models, credit risk models, and portfolio profitability frameworks.Work on Risk–Reward trade-off modelling to optimize acquisition and portfolio strategies—balancing growth and default risk.Extract and explore data, validate data integrity, perform ad hoc analysis, evaluate new data sources for usage in strategy development.Responsibilities:Lead portfolio analytics initiatives to track and improve credit performance.Partner with risk, product, and marketing teams to design data-driven credit policies, limit strategies, and customer lifecycle interventions.Conduct profitability segmentation to identify high-value and high-risk customer cohorts.Support pricing and credit limit optimization using predictive modelling and scenario simulations.Analyze large-scale datasets (internal + bureau data) to extract actionable insights for portfolio health monitoring.



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