Director, Credit Data Science

3 weeks ago


bangalore, India Vervent Full time

Summary:


  • The Director of Credit Data Science is responsible for the oversight and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios.
  • This position leads a team of Data Scientists to set sound credit strategies and processes for origination and account management. In addition, the Director of Credit Data Science is responsible for partnering with the servicing organization to provide statistical models and analytical support that maximize product profitability across all internal functions.


Key Responsibilities:


  • Provides direction for the development of risk strategies and statistical models.
  • Oversees the enhancement of existing predictive models.
  • Develops and leads a team of Data Scientists that provide analysis, modeling, and reporting services to internal and external stakeholders.
  • Interacts with internal and external stakeholders to manage requests, analyze results, and sponsor projects.
  • Drives change throughout the organization by presenting data driven results and offering solutions that maximize profitability.


Qualifications:


  • Degree in Data Science, Mathematics, Statistics, related field, or equivalent work experience.
  • Advanced Microsoft Excel and T-SQL skills required, SSIS and SSRS knowledge is a plus.
  • Proficiency with a model development software such as python or R is required.
  • 12+ years of job-related experience in a credit card/financial services environment is required, with 3 or more years managing data science teams.
  • Ability to organize and prioritize work to meet deadlines.
  • Strong analytical and problem-solving skills to design strategies, drive results, and implement changes in cross-functional teams.
  • Strong knowledge of the credit card issuing business required


Soft Skills:


  • Excellent verbal and written communication skills.
  • Ability to operate well under pressure.
  • Flexibility to adapt to changing environments.
  • Sound decision making ability.


Company Overview


As a fintech leader, Vervent sets the global standard for outperformance by delivering superior expertise, future-built technology, and meaningful services. We support our industry-leading partners with primary strategic services and our goal is to empower companies to accelerate business, drive compliance, and maximize service.


Founded in 1986, purchased by current CEO, David Johnson, in 2008 Privately owned by Stone Point Capital, Vervent Management and other passive investors.


Lines of Business:

  • Primary Servicing – Loan, Credit Card & Lease
  • Capital Markets Services – Backup Servicing, Verifications,
  • Collateral Management, Structured Settlements, etc.
  • Credit Card Programs – within the Vervent Card Division we offer a) Captive Credit Card Programs (secured and unsecured) b) Managed Card Services


Global Service Operations supports all divisions to facilitate servicing and card program management Clients include consumer and small business “marketplace” lenders, finance companies, leasing companies, insurance companies, captive finance companies, alternative capital providers, consumers and banks Vervent services ~$150 billion in assets as a primary and backup servicer. It also manages ~1 million consumer credit cards.


Locations : San Diego, Baja, Portland, Sioux Falls, Philippines, India



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