Credit Manager-Loan Against Property

4 weeks ago


Bengaluru India Kotak Mahindra Bank Limited Full time

Job Description JD For Credit Manager - Loan Underwriting - Handling secured, unsecured and working capital and LAP - Evaluate and process end to end Loan applications within agreed TAT timelines. - Timely clearance of open audit queries, quality control checks - Timely completion of Vendor Management related activities - Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite - Conducting stock audits as per the Stock audit plan through empanelled vendors. - Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. . Handling different MIS's of Portfolio. . Monitoring churning and overdue in accounts. . Processing bills of empaneled vendors for service rendered. . Coordinating with empaneled vendors and resolving issues (if any). . Coordinating with Business team, Credit teams, etc as per the requirement. . Other related activities. - Approve or reject loan requests, based on credibility and potential revenues and losses - Calculate and set interest rates - Negotiate loan terms with clients - Monitor payments - Maintain records of loan applications



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