Credit Analyst

7 days ago

Hyderabad, India Indusind Bank Full time

Job Description A Credit Analyst in Business Banking conducts financial analysis, prepares credit proposals, and monitors loan performance for clients, typically with turnovers up to INR 150 crore. Key responsibilities - Conduct financial analysis of credit proposals for clients with working capital and term loan requirements. - Prepare detailed credit proposal notes and present them to sanctioning committees for approval. - Meet with prospective clients to evaluate their needs and understand their business and market. - Structure loan proposals to meet both bank guidelines and client requirements. - Monitor economic and industry developments and client financial parameters for potential risk triggers. - Perform credit and background reference checks on new clients. - Jointly monitor the loan portfolio with relationship teams, using early warning systems. - Collaborate with internal teams like relationship managers and risk departments.

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