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3 weeks ago

Bikaner Rajasthan, India Axis Bank Full time

About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres Credit Processing Associates would be reporting Key Responsibilities Monitoring Turnaround time TAT from Login to Sanction - Login to Sanction for all products Ensuring Data Entry quality by validating the data been updated by CPAs Monitoring the data entry updating in all relevant applications as required by Bank Review of proposals and decisioning loans in line with Bank Policy guidelines Audit Compliance adherence Ensuring non-repetition of negative Audit Observations Training Process improvement policy feedback vendor management participation in pilot runs testing etc Stakeholder management Idea generation for new projects for process efficiency and cost saving Qualifications Optimal qualification for success on the job is Graduate Post- Graduation MBA CA preferred Experience in retail credit with team handling Role Proficiencies For successful execution of the job the candidate should possess Knowledge of credit industry and product trends Knowledge of regulatory guidelines and norms Good communication both verbal and written skill in both English and the local language Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses

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